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Estero 33928
20520 Pine Tree Lane
$600,000
● House - In Contract

20520 Pine Tree Lane

Estero, FL 33928
bedrooms
3 Beds
bathrooms
2 Baths
square feet
1,738 Ft²
$3,330
Est. Monthly
$21
HOA / Fees

About This Property

One or more photo(s) has been virtually staged, AI generated or rendered.  "SALTLIFE" FISHING-BOATING-SUNSHINE! OLDE FLORIDA STYLE, UPGRADED ($100,000+/-) "COASTAL" 3 BEDROOM, DEN, 2 BATH  COTTAGE (W/ NO WATER INTRUSION AFTER ANY HURRICANE)! Wake up to shimmering water views, MANATEES & DOLPHINS playing in your back yard, spend your afternoons boating & fishing, and end each day watching STUNNING sunsets!-THIS IS AFFORDABLE, LUXURY GULF-ACCESS WATERFRONT LIVING. With 10' ceilings, open floor plan, all "WOOD PLANK" vinyl flooring for total easy maintenance and plenty of glass windows and sliders, makes the home LIGHT-BRIGHT-SUNNY, all year round. ALL WINDOWS ARE "IMPACT" STORM RESISTANT, for total buyer comfort from hurricanes and storms. (flood insurance is only $1,800 and transferable). Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views and comes with a PRIVATE BOAT RAMP. Designed for those who love life on the water and provides boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park and the Gulf. Inside, the home has been thoughtfully updated, Wayne's Coating in the dining room, upgraded "Hardy Board" finished sidings, newer A/C, water heater, washer and dryer, luxury vinyl, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with the "OLD FLORIDA" Rocking Chair Front Porch, fully fenced backyard (1/3 ACRE) offering lots of open space for kids playground, a future pool, additional watercraft, or expanded entertaining areas. From the back porch, the west-facing views create a nightly SKY show that never gets old. THIS HIDDEN GEM OF A COMMUNITY IS CENTRALLY LOCATED, CLOSE TO ALL WITH NO HOA FEES AND A COMMUNITY PRIVATE BOAT RAMP FOR RESIDENTS, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from MAJOR SHOPPING, A-RATED SCHOOLS, CHURCHES, HOSPITALS, RESTAURANTS AND THE BEST OF SOUTHWEST FLORIDA ENTERTAINMENT VENUES. Bring your boat, your sense of adventure, and your love for the water-this is more than a home, it's a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living. HOME COMES WITH A ONE YEAR "HOME WARRANTY" FOR TOTAL BUYER COMFORT!

Hurry, this home will not last long!
Unit Size
1,738 Ft²
Days on Market
-
Land Size
0.38 acres
Price per sqft
$345
Property Type
House
Property Taxes
$362
HOA Dues
$21
Year Built
1997

Listed By

Steve Dalton LLC
ROYALTY R E BOUTIQUE INC
Mily Cancio
Coldwell Banker Realty

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Last updated: 10 hours ago ( #226034668)

Price History

Date / Event Date Event Price
Nov 10, 2026 In contract -
In contract
Oct 21, 2026 Price Decreased $600,000
↓ $50K (7.7%)
Price Decreased
Oct 6, 2026 Listed by Coldwell Banker Realty $650,000
Listed by Coldwell Banker Realty
Jul 22, 2026 Temporarily off market -
Temporarily off market
Jul 21, 2026 Withdrawn -
Withdrawn
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Property Highlights

Garage
Air Conditioning
Parking Details
Has Garage
Attached Garage
Parking Features: Attached, Garage, Garage Door Opener, TwoSpaces
Garage Spaces: 2
Interior Details
Full Bathrooms: 2
Interior Features: Breakfast Bar, Cathedral Ceiling(s), Eat-in Kitchen, Pantry, Walk-In Closet(s), BedroomOnMainLevel, MainLevelPrimary, TubShower, WindowTreatments
Appliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Microwave, Range, Refrigerator, Water Purifier, Washer
Flooring Type: Tile, Wood
Laundry Features: In Garage
Exterior Details
Square Footage: 1738
Square Footage Source: $0
Security Features: Smoke Detector(s)
Property Condition: Resale
Architectural Style: Ranch, OneStory
Year Built: 1997
Waterfront Features: Canal Access
Building Area Total: 2218
Window Features: Bay Window(s), Display Window(s), Window Coverings, SingleHung
Construction Materials: Other, WoodFrame
Patio and Porch Features: Deck, Patio, Porch, Open
Lot Features: Irregular Lot, Pond on Lot
Lot Size Area: 0.376
Lot Size Units: Acres
Lot Size Acres: 0.376
Lot Size Square Feet: 16378.56
Lot Size Dimensions: 122 x 147 x 68 x 197
Tax Lot: 10
Water Source: Well
Financial Details
Tax Annual Amount: $4,345
Utilities Details
Cooling Type: Central Air, Ceiling Fan(s), Electric
Heating Type: Central, Electric
Sewer : Septic Tank
Location Details
HOA/Condo/Coop Fee Includes: RecreationFacilities
HOA/Condo/Coop Amenities: Cabana, Barbecue, Picnic Area, Park, BoatRamp
Condo/Coop Fee: $253
Condo/Coop Fee Frequency: Annually

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1999
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 6
  • Building Quality: 1
  • Construction Type: 0
  • Building Style: 11
  • Exterior Walls Type: 15
  • Interior Walls Type: 3
  • Roof Shape Type: 1
  • Roof Cover Type: 5
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 15
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 1
  • Garage Square Area: 480
  • Parking Space Count: 2
  • Patio Type: 0
  • Porch Type: 126
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 16,379
  • Total Building Area: 2,457
  • Gross Building Area: 2,457
  • Building Area: 1,738
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 1
  • Heating: 4
  • Heated Square Feet: 1,738
  • Heating Fuel Type: 2

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: ESTERO RIVER HEIGHTS
  • Land Acres: 0000000376
  • Standard Land Use Code: 1001
  • County Land Use Code: 01
  • State Land Use Code: 001
  • Legal Description 1: ESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 10

Neighborhood

  • School District Name: Lee County School District
  • Census Tract: 050104

Zoning

  • Zoning: RS-1

Geography

  • Account Number: 10274431
  • Subdivision Tract Number: E4
  • Parcel: 29-46-25-E4-05000.0100
  • Lot: 10
  • Meridian: SEC 29 TWN 46S RNG 25E
  • Municipality: VILLAGE OF ESTERO ESTERO FIR
  • Latitude: 26.4413
  • Longitude: -81.8346

    Address

  • Full Address: 20520 Pine Tree Ln
  • Legal Unit: 3
  • Address - House Number: 20520
  • Address - Street Name: Pine Tree
  • Address - Suffix Type: Ln
  • State: FL
  • City Name: Estero
  • Carrier Code: R003
  • 4-Digit Zip Code: 2530
  • Zip Code: 33928

Valuation

    Tax

  • Total Area: 1,972
  • Tax Year: 2023
  • Tax Amount: $639,180
  • Tax Rate Code Area: 316

    Appraisal Valuation

  • Standard Deviation: 0.1769
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 77
  • Final Value: 705,210
  • High Value: 830,019
  • Low Value: 580,401

    Market Valuation

  • Market Total Value: $520,331
  • Market Land Value: $229,392
  • Market Improvement Value: $289,293

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $505,603

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 27, 2021
  • Current Sale Recording Date: Sep 30, 2021
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 2021000320408
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Estero


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Frequently Asked Questions

When was property at 20520 Pine Tree Lane built and last sold?
The property at 20520 Pine Tree Lane was built in 1997 and last sold on Sep 27, 2021 for $550,000.
How much is this home worth?
The estimated value of the home located at 20520 Pine Tree Lane is $596,792.
What are some comparable homes to 20520 Pine Tree Lane?
There are currently no comparable homes to 20520 Pine Tree Lane.