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2047 Ridgetop Drive

2047 Ridgetop Drive, Charlottesville, VA 22903
Sold Oct 16, 2020
$637,000
$509,600 by Thrivent Fcu
Mortgage Due Nov 01, 2035
Sold Feb 06, 2019
$610,000
$488,000 by Suntrust Bank
Mortgage Due Mar 01, 2049
2047 Ridgetop Drive in Charlottesville, VA was first built in 2006 and is 18 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 8 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 2047 Ridgetop Drive has 2,978 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 2,517 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 20,386 square feet.

Learn more about the property and building on this page. There is a porch and a patio. The roof of the home is made of materials that we aren't sure of. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a garage. The garage is 609 sqft. The quality of the control joints have been graded by the local assessor with a letter grade of B+. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heat pump. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 2047 Ridgetop Drive sold most recently in Oct 1, 2020 for a total of $637,000. If you work out the math, that's approximately a cost of $213.90 per sqft. Before that, the property was also sold for $610,000 in Jan 18, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,557 in taxes each year. 2047 Ridgetop Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $767,800. If we break it down further, the land itself was valued at $187,000. Improvements to the property, however, were assessed at a total of $580,800. The property's total market value has been marked the same as the total assessed value which is pretty typical. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: B+
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Other
  • Floor Count: 2
  • Basement Type: Finished improved basement
  • Basement Area: 2,517
  • Garage Type: Garage
  • Garage Square Area: 609
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 20,386
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,978
  • Building Area: 2,978
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,978
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MOSBY MOUNTAIN
  • Land Acres: 0.468
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MOSBY MOUNTAIN 105

Ownership

  • Current Owner : PENDLETON CHRISTIAN
  • Previous Owner : ZHAO YIYU
  • Owner Before Previous Owner: WARD JEFFREY GRAHAM
  • Owner Before Previous Owner 2: WARD KAREN F
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Trustee/Conservator

Neighborhood

  • School District Name: Albemarle County Public Schools
  • School Tax School District: MOUNTAIN VIEW
  • School Tax District Code 2: WALTON
  • School Tax District Code 3: MONTICELLO
  • Census Tract: 011202

Zoning

  • Zoning: R1 RESIDEN

Geography

  • Parcel: 090E0-00-00-10500
  • Municipality: SAMUEL MILLER
  • Latitude: 37.9966
  • Longitude: -78.5375

    Address

  • Full Address: 2047 Ridgetop Dr
  • Address - House Number: 2047
  • Address - Street Name: Ridgetop
  • Address - Suffix Type: Dr
  • State: VA
  • City Name: Charlottesville
  • Carrier Code: R041
  • 4-Digit Zip Code: 8812
  • Zip Code: 22903

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,557

    Appraisal Valuation

  • Standard Deviation: 0.1598
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 80
  • Final Value: 868,135
  • High Value: 1,006,936
  • Low Value: 729,334

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $509,600
  • First Open Lien Mortgage Lender: THRIVENT FCU
  • First Open Lien Mortgage Recording Date: Oct 16, 2020
  • First Open Lien Mortgage Financing Type: Unknown
  • First Open Lien Mortgage Loan Amount: $509,600
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Market Valuation

  • Market Total Value: $767,800
  • Market Land Value: $187,000
  • Market Improvement Value: $580,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $767,800
  • Assessed Land Value: $187,000
  • Assessed Improvements Value: $580,800

    Sales

  • Current Sale Contract Date: Oct 01, 2020
  • Current Sale Recording Date: Oct 16, 2020
  • Current Sale Transaction ID: 11796392857
  • Current Sale Price: $637,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2020-00014590
  • Previous Sale Recording Date: Feb 06, 2019
  • Previous Sale Contract Date: Jan 18, 2019
  • Previous Sale Amount: $610,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: THRIVENT FCU
  • First Mortgage Transaction Date: Oct 16, 2020
  • First Mortgage Loan Amount: $509,600
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2035

    Financing

  • First Mortgage Financing Type: Unknown

    Previous Mortgages

  • Previous Mortgage Lender: SUNTRUST BANK
  • Previous Mortgage Transaction Date: Feb 06, 2019
  • Previous Mortgage Loan Amount: $488,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Mar 01, 2049

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Frequently Asked Questions

What neighborhood is 2047 Ridgetop Drive located in?
The 2047 Ridgetop Drive is a house located in the neighborhood of Mosby Mountain in Mosby Mountain, Charlottesville.
What is the average sales price for listings in 2047 Ridgetop Drive?
The average sales price for units in 2047 Ridgetop Drive is $0 currently.

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