For Sale
For Rent
Blog
Property Records
Schools
SEARCH
Property Records
For Sale
For Rent
MORE
Blog
Schools
Check Availability
Waterloo 13165
20 Stewart Street
$79,900
● House - In Contract

20 Stewart Street

Waterloo, NY 13165
bedrooms
2 Beds
bathrooms
1 Bath
square feet
875 Ft²
$642
Est. Monthly

About This Property

Investor Opportunity in Waterloo! This 2-bedroom, 1-bath home is ready for its next chapter and offers plenty of potential for an investor, or buyer looking to create a home of their own. This property needs some work but offers a solid foundation to start with. Conveniently located in Waterloo with access to local amenities, schools, shopping, and the surrounding Finger Lakes region. Bring your ideas, tools, and imagination-this property is ready for transformation!
Unit Size
875 Ft²
Days on Market
-
Land Size
0.18 acres
Price per sqft
$91
Property Type
House
Property Taxes
$249
HOA Dues
-
Year Built
1953

Listed By

John J Sciuto Jr.
[email protected]
MJ Peterson Real Estate Inc.

Payment Calculator

Home Price
Down Payment
%
Loan Term
Interest %

Your Estimated Monthly Payment

Principal + Interest:
Property Tax:
HOA:
Home Insurance:
Mortgage Insurance:

Cap Rate Calculator

Purchase Price
Monthly Property Taxes
Monthly Rental Income
Maintenance & HOA
Income Per Year
Expenses Per Year
Operating Profit Per Year
Cap Rate 100% Occupancy
N/A (extreme outlier)

What does this mean?

Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.

How much can I actually make?

Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.

How is cap rate calculated?

Cap Rate = Net Operating Income (NOI) / Property Asset Value.

When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.

Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.

Last updated: 2 months ago (NYSAMLS #R1718441)

Price History

Date / Event Date Event Price
Oct 3, 2026 In contract -
In contract
Sep 29, 2026 Listed by The Young Agency $79,900
Listed by The Young Agency
Aug 31, 1999 Sold
Premium
Sold
Feb 1, 1996 Sold
Premium
Sold

Property Highlights

Parking Details
Parking Features: No Garage
Interior Details
Full Bathrooms: 1
Interior Features: Eat-in Kitchen, BedroomOnMainLevel
Appliances: Electric Cooktop, Electric Water Heater, Refrigerator
Flooring Type: Carpet, Laminate, Varies
Rooms: 6
Basement: None
Exterior Details
Square Footage: 875
Property Condition: Resale
Architectural Style: Ranch
Year Built: 1953
Building Area Total: 875
Levels: One
Other Structures: Shed(s), Storage
Construction Materials: Vinyl Siding
Lot Features: Rectangular Lot, Rectangular, ResidentialLot
Lot Size Area: 0.18
Lot Size Units: Acres
Lot Size Acres: 0.18
Lot Size Square Feet: 7841
Lot Size Dimensions: 55X140
Tax Lot: 68
Water Source: Public, Connected
Financial Details
Tax Assessed Value: $59,400
Tax Annual Amount: $2,993
Utilities Details
Heating Type: Natural Gas, Forced Air
Sewer : Connected

Building Info

Overview

    General

  • Year Built: 1953
  • Effective Year Built: 1953
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: 2
  • Building Quality: 10
  • Construction Type: 0
  • Building Style: 11
  • Exterior Walls Type: 19
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Count: 100
  • Floor Cover: 0
  • Basement Type: 9
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 7,841
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 550
  • Total Building Area: 875
  • Building Area: 875
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 4
  • Heated Square Feet: 875
  • Heating Fuel Type: 3

    Utilities

  • Sewer System: 1
  • Water Service: 2

Building

  • Building Type: 0
  • Property Class: R
  • Land Acres: 0000000180
  • Standard Land Use Code: 1001
  • County Land Use Code: 210
  • Legal Description 1: MB99-283

Neighborhood

  • School District Name: Waterloo Central School District
  • School Tax School District: WATERLOO
  • Census Tract: 950500

Zoning

  • Zoning: 02 - SINGL

Geography

  • District: 453801
  • Section: 12.00
  • Parcel: 453801 12-1-68
  • Block: 1
  • Lot: 68.000
  • Municipality: WATERLOO
  • Latitude: 42.9046
  • Longitude: -76.8485

    Address

  • Full Address: 20 Stewart St
  • Address - House Number: 20
  • Address - Street Name: Stewart
  • Address - Suffix Type: St
  • State: NY
  • City Name: Waterloo
  • Carrier Code: C002
  • 4-Digit Zip Code: 1621
  • Zip Code: 13165

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $282,915
  • Tax Rate Code Area: 453801

    Appraisal Valuation

  • Standard Deviation: 0.1903
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 52
  • Final Value: 98,319
  • High Value: 130,100
  • Low Value: 66,538

    Market Valuation

  • Market Total Value: $83,662
  • Market Land Value: $17,042
  • Market Improvement Value: $66,620

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $59,400
  • Assessed Land Value: $12,100
  • Assessed Improvements Value: $47,300

    Sales

  • Current Sale Contract Date: Aug 31, 1999
  • Current Sale Recording Date: Aug 31, 1999
  • Current Sale Price:
    Premium
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: Feb 01, 1996
  • Previous Sale Contract Date: Feb 01, 1996
  • Previous Sale Amount: $35,000
  • Previous Sale Document Type: 40
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Request mortgage information redaction

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Waterloo

Stats & Trends

Median Asking:

$172,400

Sale Price/ft²

$111

Below Asking

0.02%

Average Days on Market

80

Average Home Size

2202 ft²

Average Home Age

130.2 years

Currently For Sale

10 Listings
Based on RH Advisors, Inc. calculations of home data from MLS and/or public records.

Similar Homes for Sale

Currently no similar homes around

Nearby Rentals

Unit for rent at 27 E Main Street, Waterloo, NY, 13165

$1,000 /mo

  • Studio
  • 1 Bath
  • 11,232 ft²
27 E Main Street #202, Waterloo, NY, 13165 Listing by Donna Stivers

Rentals Near You

Click here to view more rentals in the neighborhood.
NYSAMLS

Last Updated: 2 months ago
Data Source: NYSAMLSs, MLS# R1718441

Frequently Asked Questions

When was property at 20 Stewart Street built and last sold?
The property at 20 Stewart Street was built in 1953 and last sold on Aug 31, 1999 for $31,000.
How much is this home worth?
The estimated value of the home located at 20 Stewart Street is $80,699.
What are some comparable homes to 20 Stewart Street?
There are currently no comparable homes to 20 Stewart Street.
Recent Neighborhood News
Haunted NYC Real Estate: 6 Spooky Stories Behind the Addresses
Lake House Prices Near NYC in 2026: What Waterfront Actually Costs (Labor Day Buyer's Guide)
9 New York City Seafood and Raw Bars
Why Some NYC Tenement Apartments Had Bathtubs in the Kitchen
Popular Searches
Waterloo Homes for Sale
Waterloo Houses for Sale
Waterloo Multifamily for Sale
Waterloo Land for Sale
Waterloo Commercial for Sale
Waterloo Homes with Basements
Waterloo Homes with Pools
Waterloo Homes with Parking
Nearby Cities
Geneva Homes for Sale
Seneca Falls Homes for Sale
Phelps Homes for Sale
Nearby Property Records
Seneca County, NY Property Records
Ontario County, NY Property Records
Wayne County, NY Property Records
Cayuga County, NY Property Records
Yates County, NY Property Records
Tompkins County, NY Property Records
Schuyler County, NY Property Records
Onondaga County, NY Property Records
Nearby Counties
Geneva Homes for Sale
Seneca Falls Homes for Sale
Phelps Homes for Sale
Geneva Homes for Sale
Fayette Homes for Sale
Seneca Homes for Sale
Junius Homes for Sale
Tyre Homes for Sale
Top Real Estate Agents
Top Agents in Waterloo
Top Agents in 14456
Top Agents in Geneva
Top Agents in Geneva
Top Agents in 13148
Top Agents in 13165
Top Agents in Seneca Falls
Top Agents in Seneca Falls