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2 Spencer Street

2 Spencer Street, Mount Kisco, NY 10549
Property in Mount Kisco
Sold Aug 28, 2017
$520,150
$424,200 by Peoples United Bank
Mortgage Due Sep 01, 2047
Sold Feb 27, 2014
$475,000
$466,396 by Quicken Loans Inc
Mortgage Due Mar 01, 2044
2 Spencer Street in Mount Kisco, NY was first built in 1925 and is 99 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 2 Spencer Street has 1,568 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 560 ft and the linear feet between the front and back of the lot is 1,470. In total, the area measurement of the land is 7,924 square feet.

Learn more about the property and building on this page. There is a covered porch and a patio. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of a material which is produced from two or more constituent materials. As for heating, the home is utilizing a hot water heating system and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Aug 9, 2017 for $520,150. That's $331.73 per sqft. Prior to that sales transaction, the property was also sold in Feb 14, 2014 for $475,000. 2 Spencer Street was last assessed in 2023. The total value of the property was assessed at $52,000. Specifically, the land the property is located on was valued at $15,000. While improvements on the property were assessed at a total of $37,000. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $8,979. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1925
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Composition
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 7,924
  • Lot Size Depth Feet: 1,470
  • Lot Size Frontage Feet: 560
  • Total Building Area: 1,568
  • Building Area: 1,568
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,568
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MAP OF HIGH VIEW PARK
  • Land Acres: 0.181
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SCHULMAN MATTHEW
  • Current Owner 2: KELLY JOANNA R
  • Previous Owner : MARUCHEAU RICHARD J
  • Previous Owner 2: TAHIRAJ HAJRIJE
  • Owner Before Previous Owner: MAHONEY MARGARET E
  • Owner Before Previous Owner 2: RIVERS MARGARET E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bedford Central School District
  • School Tax School District: BEDFORD
  • Census Tract: 013000

Zoning

  • Zoning: RS-6

Geography

  • Account Number: 055600
  • District: 555601
  • Section: 80.57
  • Parcel: 555601 80.57-6-9
  • Block: 6
  • Lot: 9.000
  • Municipality: MT KISCO
  • Latitude: 41.1938
  • Longitude: -73.728

    Address

  • Full Address: 2 Spencer St
  • Address - House Number: 2
  • Address - Street Name: Spencer
  • Address - Suffix Type: St
  • State: NY
  • City Name: Mount Kisco
  • Carrier Code: C004
  • 4-Digit Zip Code: 3305
  • Zip Code: 10549

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,979
  • Tax Rate Code Area: 552002

    Appraisal Valuation

  • Standard Deviation: 0.0924
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 91
  • Final Value: 686,282
  • High Value: 749,704
  • Low Value: 622,859

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $424,200
  • First Open Lien Mortgage Lender: PEOPLES UNITED BANK
  • First Open Lien Mortgage Recording Date: Aug 28, 2017
  • First Open Lien Mortgage Loan Amount: $424,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2047

    Market Valuation

  • Market Total Value: $726,257
  • Market Land Value: $209,497
  • Market Improvement Value: $516,760

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $52,000
  • Assessed Land Value: $15,000
  • Assessed Improvements Value: $37,000

    Sales

  • Current Sale Contract Date: Aug 09, 2017
  • Current Sale Recording Date: Aug 28, 2017
  • Current Sale Transaction ID: 1733324117
  • Current Sale Price: $520,150
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 572163403
  • Previous Sale Recording Date: Feb 27, 2014
  • Previous Sale Contract Date: Feb 14, 2014
  • Previous Sale Amount: $475,000
  • Previous Sale Document Type: Bargain and Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: PEOPLES UNITED BANK
  • First Mortgage Transaction Date: Aug 28, 2017
  • First Mortgage Loan Amount: $424,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: QUICKEN LOANS INC
  • Previous Mortgage Transaction Date: Feb 27, 2014
  • Previous Mortgage Loan Amount: $466,396
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2044

About Mount Kisco



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Frequently Asked Questions

What neighborhood is 2 Spencer Street located in?
The 2 Spencer Street is a located in the neighborhood of Mount Kisco in Mount Kisco, Mount Kisco.
What is the average sales price for listings in 2 Spencer Street?
The average sales price for units in 2 Spencer Street is $0 currently.

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