Polished & full of charm, this 3+ bed, 2 full bath Colonial offers the perfect blend of character & convenience in the heart of Swampscott. A standout feature is the rare opportunity for a true FIRST FLOOR BEDROOM WITH ENSUITE BATHROOM-ideal for guests, multigenerational living, or flexible one-level living. An inviting enclosed front porch leads to a spacious foyer & sun-filled interior w gleaming hardwood floors, high ceilings, original moldings, & timeless period details throughout. A formal dining room features a decorative fireplace & built-in china cabinet, ideal for entertaining. The kitchen is well-appointed w granite countertops, stainless steel appliances, & a center island for in-kitchen dining, connecting to a mudroom for everyday ease.  This space opens to a back deck overlooking a fenced yard. A walk-up attic offers additional finished bonus space for a home office, playroom, or guest area. Central air provides summer comfort. Steps to commuter rail, beaches & schools!