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197 Stewart Road

197 Stewart Road, Ringgold, GA 30736
Property in Catoosa
Sold Jul 09, 2007
$192,500
$136,500 by Branch Bank
Mortgage Due Aug 01, 2037
Sold Jul 09, 2007
$192,500
$136,500 by Branch Bank
Mortgage Due Aug 01, 2037
197 Stewart Road has been categorized by the local assessors in Ringgold, GA as a residential type of property. The building on the property was first built in 2005 and is 19 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 197 Stewart Road has 1,908 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 54,886 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 440 sqft. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of unknown. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 197 Stewart Road sold most recently in Jul 9, 2007 for a total of $192,500. If you work out the math, that's approximately a cost of $100.89 per sqft. Before that, the property was also sold for $192,500 in Jul 9, 2007. That means the value of the property has remained about the same! Tax-wise, the current owner is expected to pay close to $1,957 in taxes each year. 197 Stewart Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $89,404. If we break it down further, the land itself was valued at $4,436. Improvements to the property, however, were assessed at a total of $84,968. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 440
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 54,886
  • Total Building Area: 1,908
  • Building Area: 1,908
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,908
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 1.26
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT LL 31 11/3

Ownership

  • Current Owner : RAY MICHELLE L
  • Previous Owner : WELLER PAT F
  • Owner Before Previous Owner: NOT PROVIDED
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Catoosa County School District
  • School Tax School District: COUNTY
  • Census Tract: 030100

Zoning

  • Zoning: A-1

Geography

  • Account Number: 26554
  • District: 11
  • Parcel: 82002400C
  • Lot: 31
  • Municipality: CATOOSA COUNTY
  • Latitude: 34.9775
  • Longitude: -85.0015

    Address

  • Full Address: 197 Stewart Rd
  • Address - House Number: 197
  • Address - Street Name: Stewart
  • Address - Suffix Type: Rd
  • State: GA
  • City Name: Ringgold
  • Carrier Code: R003
  • 4-Digit Zip Code: 4696
  • Zip Code: 30736

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,957
  • Tax Rate Code Area: 1

    Appraisal Valuation

  • Standard Deviation: 0.1539
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 81
  • Final Value: 357,930
  • High Value: 413,025
  • Low Value: 302,835

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $350,250
  • First Open Lien Mortgage Lender: BRANCH BANK
  • First Open Lien Mortgage Recording Date: Jul 09, 2007
  • First Open Lien Mortgage Loan Amount: $136,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2037
  • Second Open Lien Mortgage Lender: QUICKEN LOANS INC
  • Second Open Lien Mortgage Recording Date: Mar 01, 2016
  • Second Open Lien Mortgage Loan Amount: $136,600
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2031
  • Third Open Lien Mortgage Lender: TRUIST BANK
  • Third Open Lien Mortgage Recording Date: Jul 11, 2022
  • Third Open Lien Mortgage Loan Amount: $77,150
  • Third Open Lien Mortgage Term: 300
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: New Conventional
  • Third Open Lien Mortgage Loan Due Date: Jun 01, 2047

    Market Valuation

  • Market Total Value: $223,510
  • Market Land Value: $11,090
  • Market Improvement Value: $212,420

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $89,404
  • Assessed Land Value: $4,436
  • Assessed Improvements Value: $84,968

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 09, 2007
  • Current Sale Recording Date: Jul 09, 2007
  • Current Sale Transaction ID: 1084991922
  • Current Sale Price: $192,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2007-001952
  • Previous Sale Recording Date: Jul 09, 2007
  • Previous Sale Contract Date: Jul 09, 2007
  • Previous Sale Amount: $192,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BRANCH BANK
  • First Mortgage Transaction Date: Jul 09, 2007
  • First Mortgage Loan Amount: $136,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2037

    Previous Mortgages

  • Previous Mortgage Lender: BRANCH BANK
  • Previous Mortgage Transaction Date: Jul 09, 2007
  • Previous Mortgage Loan Amount: $136,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2037

About Catoosa



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Frequently Asked Questions

What neighborhood is 197 Stewart Road located in?
The 197 Stewart Road is a located in the neighborhood of Catoosa in Catoosa, Ringgold.
What is the average sales price for listings in 197 Stewart Road?
The average sales price for units in 197 Stewart Road is $0 currently.

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