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1929 Banker Avenue

1929 Banker Avenue, Schenectady, NY 12308
House in Schenectady
Sold Jul 30, 1999
$64,000
$106,400 by Phh Mortgage Services Corp
Mortgage Due Oct 01, 2036
Sold Aug 05, 1997
$72,000
Local assessors in Schenectady, NY have categorized 1929 Banker Avenue as a residential type of property. The home was built in 1956 and is 68 years old. The property's lot size has been calculated to be 6,600 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 440 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1929 Banker Avenue has a total of 1,148 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. The property was last sold in Jul 29, 1999 for $64,000. That's $55.75 per sqft. Prior to that sales transaction, the property was also sold in Apr 30, 1997 for $72,000. 1929 Banker Avenue was last assessed in 2023. The total value of the property was assessed at $108,600. Specifically, the land the property is located on was valued at $16,300. While improvements on the property were assessed at a total of $92,300. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,683. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1956
  • Effective Year Built: 1956
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 6,600
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 440
  • Total Building Area: 1,148
  • Building Area: 1,148
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,148
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SECOND ADDITION BANKER TRACT
  • Land Acres: 0.151
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1 BRICK

Ownership

  • Current Owner : YOGENDRA SEERANIE
  • Previous Owner : JAMES MATTHEW
  • Previous Owner 2: JAMES CAMILLE
  • Owner Before Previous Owner: OSBORNE TIMOTHY B
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schenectady City School District
  • School Tax School District: SCHENECTADY
  • Census Tract: 020101

Zoning

  • Zoning: 02 - SINGL

Geography

  • District: 421500
  • Section: 39.36
  • Parcel: 421500 39.36-5-5
  • Block: 5
  • Lot: 5.000
  • Municipality: SCHENECTADY
  • Latitude: 42.8263
  • Longitude: -73.9171

    Address

  • Full Address: 1929 Banker Ave
  • Address - House Number: 1929
  • Address - Street Name: Banker
  • Address - Suffix Type: Ave
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C006
  • 4-Digit Zip Code: 1310
  • Zip Code: 12308

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,683
  • Tax Rate Code Area: 421500

    Appraisal Valuation

  • Standard Deviation: 0.2347
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 67
  • Final Value: 197,285
  • High Value: 243,595
  • Low Value: 150,975

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $172,500
  • First Open Lien Mortgage Lender: PHH MORTGAGE SERVICES CORP
  • First Open Lien Mortgage Recording Date: Sep 28, 2006
  • First Open Lien Mortgage Loan Amount: $106,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2036
  • Second Open Lien Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • Second Open Lien Mortgage Recording Date: Jan 05, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $66,100
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Dec 28, 2040

    Market Valuation

  • Market Total Value: $137,468
  • Market Land Value: $20,633
  • Market Improvement Value: $116,835

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $108,600
  • Assessed Land Value: $16,300
  • Assessed Improvements Value: $92,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 29, 1999
  • Current Sale Recording Date: Jul 30, 1999
  • Current Sale Transaction ID: 1125265157
  • Current Sale Price: $64,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Aug 05, 1997
  • Previous Sale Contract Date: Apr 30, 1997
  • Previous Sale Amount: $72,000
  • Previous Sale Document Type: Deed

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Frequently Asked Questions

What neighborhood is 1929 Banker Avenue located in?
The 1929 Banker Avenue is a house located in the neighborhood of Schenectady in Schenectady, Schenectady.
What is the average sales price for listings in 1929 Banker Avenue?
The average sales price for units in 1929 Banker Avenue is $0 currently.

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