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1907 Rita Avenue

1907 Rita Avenue, Saint Charles, IL 60174
Property in St. Charles
Sold Aug 13, 2021
$365,000
$292,000 by Jpmorgan Chase Bank Na
Mortgage Due Sep 01, 2051
Sold Aug 02, 2001
$232,000
$90,000 by Reserv Mtg
Mortgage Due Aug 01, 2031
Local assessors in Saint Charles, IL have categorized 1907 Rita Avenue as a residential type of property. The home was built in 1986 and is 38 years old. It was most recently renovated and altered in 1992. The property's lot size has been calculated to be 7,978 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 11 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1907 Rita Avenue has a total of 1,907 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 795 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 410 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of a combination of material were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1907 Rita Avenue was last sold in Jul 29, 2021 for $365,000. According to our calculations, that's $191.40 per sqft. Prior to that sales transaction, the property was sold for $232,000 in Jul 30, 2001. Current property owners are expected to pay $8,902 in taxes per year. The property on 1907 Rita Avenue was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $116,257. To break that down further, the land itself was valued at $33,203. While improvements to the property were assessed at a total of $83,054. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 1992
  • Building Count: 1
  • Total Rooms: 11
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Construction Type: Frame
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 795
  • Garage Type: Attached
  • Garage Square Area: 410
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,978
  • Total Building Area: 1,907
  • Gross Building Area: 1,907
  • Building Area: 1,907
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,907
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CAMBRIDGE
  • Land Acres: 0.183
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 164 OF UNIT 6 IN CAMBRIDGE EAST

Ownership

  • Current Owner : RAVERA FABIO
  • Current Owner 2: ROSSI LAURA
  • Previous Owner : WOITAS RICHARD C
  • Previous Owner 2: WOITAS DONNA M
  • Owner Before Previous Owner: KOKKINOS GEORGE
  • Owner Before Previous Owner 2: KOKKINOS DEBRA A
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852002

Geography

  • Parcel: 09-36-303-004
  • Lot: 164
  • Municipality: SAINT CHARLES
  • Latitude: 41.9041
  • Longitude: -88.2811

    Address

  • Full Address: 1907 Rita Ave
  • Legal Unit: 6
  • Address - House Number: 1907
  • Address - Street Name: Rita
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C013
  • 4-Digit Zip Code: 4687
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $8,902
  • Tax Rate Code Area: SC005

    Appraisal Valuation

  • Standard Deviation: 0.1513
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 81
  • Final Value: 423,239
  • High Value: 487,303
  • Low Value: 359,175

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $292,000
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Open Lien Mortgage Recording Date: Aug 13, 2021
  • First Open Lien Mortgage Loan Amount: $292,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2051

    Market Valuation

  • Market Total Value: $348,911
  • Market Land Value: $99,649
  • Market Improvement Value: $249,262

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $116,257
  • Assessed Land Value: $33,203
  • Assessed Improvements Value: $83,054

    Sales

  • Current Sale Contract Date: Jul 29, 2021
  • Current Sale Recording Date: Aug 13, 2021
  • Current Sale Transaction ID: 11849374075
  • Current Sale Price: $365,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021K062256
  • Previous Sale Recording Date: Aug 02, 2001
  • Previous Sale Contract Date: Jul 30, 2001
  • Previous Sale Amount: $232,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Mortgage Transaction Date: Aug 13, 2021
  • First Mortgage Loan Amount: $292,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: RESERV MTG
  • Previous Mortgage Transaction Date: Aug 02, 2001
  • Previous Mortgage Loan Amount: $90,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Aug 01, 2031

About St. Charles



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Frequently Asked Questions

What neighborhood is 1907 Rita Avenue located in?
The 1907 Rita Avenue is a located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 1907 Rita Avenue?
The average sales price for units in 1907 Rita Avenue is $0 currently.

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