Charm, craftsmanship, and countless updates in a waterfront-access community-this renovated 1.5-story cottage has it all! Featuring 4 bedrooms, 2.5 baths, an oversized 2-car garage, and a full basement, this home sits on a large, flat lot with room for all your toys-boats, campers, 4-wheelers, and more. You'll love the curb appeal with new two-tone board-and-batten siding, architectural roof, PVC window trim, stylish Craftsman details, and mature landscaping. Step inside and you're welcomed by a bright, open-concept living area with solid hardwood floors and a whitewashed shiplap feature wall. The kitchen is both beautiful and smartly designed-quality shaker-style cabinets with pull-out trash/recycling, soft-close drawers, subway tile, granite counters, and upgraded Samsung stainless steel appliances, including a convection range and ultra-quiet dishwasher. A convenient half bath and main-level primary suite make everyday living easy, with double closets and a gorgeous en-suite bath featuring a full-sized tiled shower. Upstairs, two spacious bedrooms with Stainmaster carpeting share a completely renovated full bath. The lower level features 8' ceilings, HVAC, and great potential-use as-is for a play area, hobby room, or finish later to instantly gain 1,000+ sqft of living space. Need storage or space for your lifestyle? The garage is oversized with extra depth, and the extended driveway offers parking for guests, trailers, or a motorhome. Step out back to your wood deck-ideal for al fresco dining, morning coffee, or an evening around the firepit. This home is part of a welcoming civic-association community (no HOA fees!) with access to a private beach, boat ramp ($20 key/year), and community hall. Major updates include: new roof, siding, windows, gutters, exterior doors, HVAC & ductwork, 200 amp electric, updated plumbing, water heater, well tank, dual-flush toilets, tiled baths, beautiful hardwood floors, and more. Minutes to Compass Pointe Golf Course, commuter routes, and water access-this one is a must-see!