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190 Finch Street

190 Finch Street, Lake Lure, NC 28746
Property in Rutherford
Sold Jul 31, 2007
$250,000
$204,900 by Bank Of America Na
Mortgage Due Aug 01, 2037
Sold May 11, 2007
$250,000
190 Finch Street in Lake Lure, NC was first built in 2002 and is 22 years old. Although, the building on the property was most recently renovated and altered in 2010. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 190 Finch Street has 1,196 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 61,420 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable style roof made of asphalt. The condition of the building has been evaluated as good. The exterior walls of the home are made of log. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with ventilation system. As for heating, the home is utilizing a heat pump. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 190 Finch Street sold most recently in Jul 27, 2007 for a total of $250,000. If you work out the math, that's approximately a cost of $209.03 per sqft. Before that, the property was also sold for $250,000 in Apr 13, 2007. That means the value of the property has remained about the same! Tax-wise, the current owner is expected to pay close to $1,593 in taxes each year. 190 Finch Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $530,200. If we break it down further, the land itself was valued at $259,300. Improvements to the property, however, were assessed at a total of $270,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2010
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Log
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Unspecified basement
  • Basement Area: 1,196
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 61,420
  • Total Building Area: 1,196
  • Building Area: 1,196
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Ventilation system
  • Heating: Heat pump
  • Heated Square Feet: 1,196
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RIVERBEND AT LAKE LAURE
  • Land Acres: 1.41
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: RIVERBEND LO226 SE1 PL10-76TO81

Ownership

  • Current Owner : GOLDSTEIN BRIAN
  • Current Owner 2: GOLDSTEIN JANE E
  • Previous Owner : MOBERG WILLIAM A
  • Previous Owner 2: MOBERG BROOKE E
  • Owner Before Previous Owner: MOBERG KARL R
  • Owner Before Previous Owner 2: MOBERG SHARON R

Neighborhood

  • School District Name: Rutherford County Schools
  • Census Tract: 960302

Geography

  • District: 02
  • Parcel: 1612452
  • Lot: 226
  • Municipality: CHIMNEY ROCK
  • Latitude: 35.4226
  • Longitude: -82.1737

    Address

  • Full Address: 190 Finch St
  • Address - House Number: 190
  • Address - Street Name: Finch
  • Address - Suffix Type: St
  • State: NC
  • City Name: Lake Lure
  • Carrier Code: R003
  • 4-Digit Zip Code: 9035
  • Zip Code: 28746

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,593

    Appraisal Valuation

  • Standard Deviation: 0.147
  • Valuation Date: Sep 06, 2023
  • Confidence Score: 70
  • Final Value: 509,642
  • High Value: 584,577
  • Low Value: 434,706

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $204,900
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Jul 31, 2007
  • First Open Lien Mortgage Loan Amount: $204,900
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2037

    Market Valuation

  • Market Total Value: $530,200
  • Market Land Value: $259,300
  • Market Improvement Value: $270,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $530,200
  • Assessed Land Value: $259,300
  • Assessed Improvements Value: $270,900

    Sales

  • Current Sale Contract Date: Jul 27, 2007
  • Current Sale Recording Date: Jul 31, 2007
  • Current Sale Transaction ID: 1198120506
  • Current Sale Price: $250,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 200700001606
  • Previous Sale Recording Date: May 11, 2007
  • Previous Sale Contract Date: Apr 13, 2007
  • Previous Sale Amount: $250,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Jul 31, 2007
  • First Mortgage Loan Amount: $204,900
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2037

About Rutherford



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Frequently Asked Questions

What neighborhood is 190 Finch Street located in?
The 190 Finch Street is a located in the neighborhood of Rutherford in Rutherford, Lake Lure.
What is the average sales price for listings in 190 Finch Street?
The average sales price for units in 190 Finch Street is $0 currently.

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