For Sale
For Rent
Blog
Property Records
Schools
SEARCH
Property Records
For Sale
For Rent
MORE
Blog
Schools
See Home Value
Coldwater 49036
181 Smith Street
$138,700
● House - Off Market

181 Smith Street

Coldwater, MI 49036
bedrooms
4 Beds
bathrooms
2 Baths
square feet
2,122 Ft²
$843
Est. Monthly

About This Property

Truly one of a kind! This home is 4 bedrooms, 2 baths with many updates.

This home has newer picture window in living room, newer flooring, newer main floor bathroom, newer gutters, newer hot water heater, and all appliance are included. Lets not forget the basement is finsihed also. Plus this home has a one car attached garage, with a patio and a nice size yard.
Unit Size
2,122 Ft²
Days on Market
-
Land Size
0.27 acres
Price per sqft
$65
Property Type
House
Property Taxes
$161
HOA Dues
-
Year Built
-

Payment Calculator

Home Price
Down Payment
%
Loan Term
Interest %

Your Estimated Monthly Payment

Principal + Interest:
Property Tax:
HOA:
Home Insurance:
Mortgage Insurance:

Cap Rate Calculator

Purchase Price
Monthly Property Taxes
Monthly Rental Income
Maintenance & HOA
Income Per Year
Expenses Per Year
Operating Profit Per Year
Cap Rate 100% Occupancy
N/A (extreme outlier)

What does this mean?

Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.

How much can I actually make?

Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.

How is cap rate calculated?

Cap Rate = Net Operating Income (NOI) / Property Asset Value.

When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.

Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.

Last updated: 9 months ago (MichRIC MLS #19041551)

Price History

Date / Event Date Event Price
Dec 29, 2025 Sold
Premium
Sold
Nov 14, 2025 In contract -
In contract
Oct 21, 2025 Listed by eXp Realty LLC $235,000
Listed by eXp Realty LLC
Welcome home to this beautiful 4-bedroom, 2-bath ranch in Coldwater! Step inside to find a bright, spacious eat-in kitchen with plenty of cabinetry and brand-new appliances (New microwave and range being installed 10/27)—all included. The newly finished basement is a showstopper, featuring a full bath, laundry room, built-in bar, and egress window for natural light and for the 4th bedroom. Outside, you have a partially fenced in yard, large cement patio, and a 2nd large cement slab perfect for an additional garage, pergola, shed, or even a pool! Stylish, functional, and move-in ready—schedule your private showing today!
Nov 12, 2020 Sold
Premium
Sold
Jul 24, 2020 Listed by Midwestern Realty Group $150,000
Listed by Midwestern Realty Group
Show More

Property Highlights

Garage
Air Conditioning

Building Info

Overview

    General

  • Bedroom Count: 0
  • Building Condition: 0
  • Building Quality: 0
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 11,761
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 0
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: F V SMITHS ADDITION TO THE SECOND WARD
  • Land Acres: 0000000270
  • Standard Land Use Code: 1001
  • County Land Use Code: 401
  • Legal Description 1: LOT 12 EXC W 71.28 FT THEREOF ALSO W 60.06 FT OF LOT 13 BLOCK 15 F V SMITH'SADDN SEC 15 T6S R6W

Neighborhood

  • School District Name: Coldwater Community Schools
  • School Tax School District: COLDWATER
  • Census Tract: 951400

Geography

  • District: 300
  • Parcel: 302-000-000-343-10
  • Block: 15
  • Lot: 12-13
  • Meridian: SEC 15 TWN 06S RNG 06W
  • Municipality: COLDWATER CITY
  • Latitude: 41.9453
  • Longitude: -84.9871

    Address

  • Full Address: 181 Smith St
  • Address - House Number: 181
  • Address - Street Name: Smith
  • Address - Suffix Type: St
  • State: MI
  • City Name: Coldwater
  • Carrier Code: C003
  • 4-Digit Zip Code: 1541
  • Zip Code: 49036

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $166,349
  • Tax Rate Code Area: 300

    Appraisal Valuation

  • Standard Deviation: 0.2689
  • Valuation Date: Jun 07, 2023
  • Confidence Score: 61
  • Final Value: 187,582
  • High Value: 238,032
  • Low Value: 137,133

    Market Valuation

  • Market Total Value: $114,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $57,300

    Sales

  • Current Sale Contract Date: Nov 02, 2020
  • Current Sale Recording Date: Nov 12, 2020
  • Current Sale Price:
    Premium
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 2020-07717
  • Previous Sale Recording Date: Jul 27, 2016
  • Previous Sale Contract Date: Jul 19, 2016
  • Previous Sale Amount: $102,500
  • Previous Sale Document Type: 71
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Request mortgage information redaction

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Coldwater

Stats & Trends

Median Asking:

$219,900

Sale Price/ft²

$144

Below Asking

0.02%

Average Days on Market

50

Average Home Size

2024 ft²

Average Home Age

68.6 years

Currently For Sale

19 Listings
Based on RH Advisors, Inc. calculations of home data from MLS and/or public records.

Similar Homes for Sale

Currently no similar homes around

Nearby Rentals

Rentals Near You

Click here to view more rentals in the neighborhood.
MichRIC

Listed by: Lynn Mitchell, Midwestern Realty Group
Last Updated: 9 months ago
Data Source: MichRIC, MLS# 19041551
Information is deemed reliable but not guaranteed. Copyright 2026 MichRIC, LLC. All rights reserved. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.

Frequently Asked Questions

When was property at 181 Smith Street built and last sold?
The property at 181 Smith Street was built in and last sold on Nov 2, 2020 for $153,000.
How much is this home worth?
The estimated value of the home located at 181 Smith Street is $0.
What are some comparable homes to 181 Smith Street?
There are currently no comparable homes to 181 Smith Street.
Recent Neighborhood News
Haunted NYC Real Estate: 6 Spooky Stories Behind the Addresses
Lake House Prices Near NYC in 2026: What Waterfront Actually Costs (Labor Day Buyer's Guide)
9 New York City Seafood and Raw Bars
Why Some NYC Tenement Apartments Had Bathtubs in the Kitchen
Popular Searches
Coldwater Homes for Sale
Coldwater Houses for Sale
Coldwater Condos for Sale
Coldwater Land for Sale
Coldwater Commercial for Sale
Coldwater Homes with Basements
Coldwater Homes with Pools
Coldwater Homes with Parking
Nearby Cities
Quincy Homes for Sale
Nearby Property Records
Branch County, MI Property Records
Calhoun County, MI Property Records
Steuben County, IN Property Records
Hillsdale County, MI Property Records
St. Joseph County, MI Property Records
LaGrange County, IN Property Records
Kalamazoo County, MI Property Records
DeKalb County, IN Property Records
Nearby Counties
Quincy Homes for Sale
Ovid Homes for Sale
Union Homes for Sale
Girard Homes for Sale
Algansee Homes for Sale
Batavia Homes for Sale
Butler Homes for Sale
Bethel Homes for Sale
Top Real Estate Agents
Top Agents in Coldwater
Top Agents in 49036
Top Agents in 49082
Top Agents in Quincy
Top Agents in Ovid
Top Agents in Union
Top Agents in Girard
Top Agents in Quincy