Welcome to this beautifully refreshed 3-bedroom, 1-bath ranch in the heart of Ridge, perfectly positioned directly across from scenic Lake Panamoka. Wake up to peaceful water views and enjoy nature at its finest, with local wildlife - and even the occasional bald eagle - right outside your door. Set on a lovely property with a circular driveway, this home also backs state land, offering exceptional privacy and a serene, natural backdrop. Step inside to find a bright, freshly painted interior complemented by gleaming hardwood floors that have been professionally sanded and stained, along with all new lighting fixtures throughout. The cozy brick wood-burning fireplace creates the perfect setting for relaxing evenings, while the inviting front porch is ideal for morning coffee or unwinding as you take in the lake views. Additional features include a shed for extra storage, a full pull-down attic, and a crawlspace for added convenience. Located in a wonderful community and just minutes from shopping, dining, and major roadways, this home offers the perfect blend of comfort, charm, and convenience. Low taxes under $7,000 - and under $6,000 with STAR!