WATERFRONT HOME in Lancaster Park, St. Cloud. Built in 2020, it's BETTER THAN NEW!! This 4-bedrooms, 2-baths, 2-car garage and has LOTS of upgrades. OUTSIDE, you'll find a FENCED BACKYARD and covered 40x10 SCREENED LANAI with retractable sunshades, perfect for outdoor enjoyment. Aluminum fence has 3 access gates, and a screened enclosure with 2 doors. UPGRADED Fans and lights installed throughout. Beautiful Glass Entry Door, upon entering the foyer you have two bedrooms and a hall bath are on your left. 2ND bath features a tub/shower combo, two sinks, quartz countertops, and a linen closet. On the right side, there's a fourth bedroom and a LAUNDRY ROOM. The heart of the home is an open concept family room, dining space, and kitchen. At the rear, the family room is bathed in natural light from windows and sliders. The kitchen features 42' cabinets, crown molding, QUARTZ countertops, and MASSIVE ISLAND. Stainless steel appliances and a CLOSET PANTRY. The master bedroom offers a serene water view, while the master bath features dual sinks, separate shower stall,  SOAKER TUB, and a generous walk-in closet. The backyard is your oasis, perfect for watching sunsets over the water. With a LOW HOA fee of just $87 per month and NO CDD fees, this home offers exceptional value. NO FLOOD INSURANCE required. COMMUNITY AMMENITIES include a POOL, two playgrounds, a DOG PARK, and open gathering spaces. PRIME LOCATION providing easy access to US 192, St. Cloud's shops, Lake Nona, airport and medical facilities. Highway 95 is just 36 miles away, and you can reach Melbourne's beaches in about an hour. Don't wait – call today to seize this opportunity!