Assumable 2.5% Mortgage!! Experience the perfect combination of modern charm and Florida vibes in this beautifully designed 4-bedroom, 2-bathroom home located in one of St. Augustine's most convenient and desirable areas. Just minutes from the St. Augustine Outlets, World Golf Village, and a short drive to the beach and historic downtown! Built in 2018, this home has many beautiful details, including luxury vinyl flooring, custom wood trim paneling throughout, and quartz countertops that elevate both the kitchen and bathrooms with style and sophistication. The open-concept kitchen flows seamlessly into the dining area that overlooks the main living area, complete with built-in surround sound and wiring for outdoor audio on the extended covered patio. Thoughtfully designed, the home is pre-piped for a water softener and laundry sink, has a Murphy bed in one of the bedrooms for added style, closet organizers in all bedrooms, and includes a fully fenced backyard, ideal for pets, play, or weekend entertaining. Tucked in the quiet neighborhood of Tomoka Pines, yet close to everything. Whether you're shopping at the outlets, golfing at world-renowned courses, enjoying a day at St. Augustine Beach, or dining in the charming streets of downtown, this home is perfect for those who appreciate quality, convenience, and being close to all the things St. Augustine has to offer!