This spacious 2/2 Palm 3 Model offers 1,605 square feet under heat and air and sits on one of the most desirable homesites in Spruce Creek South - a deep backyard backing to WOODS for complete PRIVACY! You'll love relaxing or entertaining in the 24' x 12' screened lanai, now tiled with the same beautiful 12" x 24" ceramic tile that runs throughout the home - NO carpet anywhere. Inside, the home has been professionally painted and thoughtfully updated. The remodeled kitchen features fresh painted cabinetry, stylish cabinet hardware, a skylight for natural light, and newer stainless steel appliances. A new roof (5/2025) and newer HVAC (9/2020) (Lennox 3-ton, 15.5 SEER) provide peace of mind, along with a newer hot water heater and a hot water recirculator pump (9/2020). Both bedrooms are oversized (16' x 14' & 14' x 12') - making it feel like you have two master suites. The garage (20.4' x 25.8') offers plenty of room for storage, hobbies, and even a golf cart. The huge interior laundry room (9.4' x 9.2') includes a top-of-the-line front-loading washer & dryer. Additional updates include replaced fans, fixtures, and lighting throughout, a screened front door, and a Ring doorbell. The fans in the living room, primary bedroom, and kitchenette area are remote controlled retractable fans with lights. This home is being sold fully furnished, so you can move right in and start enjoying the lifestyle! Best of all - the seller has an assumable mortgage at just 3.5% ($139,456.10 Remaining), offering incredible savings compared to today's rates. Spruce Creek South is a desirable, gated 55+ golf community in Summerfield, just minutes from The Villages and surrounded by shopping, dining, and medical facilities. The community offers golf, a pool, fitness facilities, social activities, and more - everything you need to enjoy the Florida retirement lifestyle!