Set on a pond with no rear neighbors, this 2021 Ruskin home blends privacy and low upkeep with 3 bedrooms, 2 bathrooms, and a 2-car garage. Plus, the low HOA fee of $157 per year keeps monthly costs friendly while you enjoy the community. Step through the foyer into an open floor plan that connects kitchen, dining, and living spaces for daily comfort and effortless entertaining. Tile floors carry through the main areas while vinyl-plank flooring in the bedrooms adds a warm, practical finish. Recessed lighting brightens the kitchen, foyer, laundry, and baths for a clean, consistent look. The kitchen sits beside the dining area and features an island with seating, generous prep space, and a sink with a built-in glass rinser. Granite countertops, stainless-steel appliances, abundant cabinetry, and a pantry keep cooking streamlined and storage simple. Sliding glass doors extend the living room to the back patio and frame a relaxing pond view. Tucked at the rear of the home for added privacy, the primary suite includes a large walk-in closet, a dual-sink vanity, a glass-enclosed walk-in shower, and a toilet room with a door. Two additional bedrooms are positioned up front with comfortable dimensions and large closets, while the second bath offers a tidy tub-and-shower combination with a white vanity. Daily function is dialed in with a laundry room by the garage entry and wire-rack shelving for supplies. The 2-car garage is spacious and clean with metal hurricane shutters stored on site. Extra storage includes a closet near the front entry and a linen closet near the second bath. Out back, the seller expanded the patio with poured concrete and added a covered steel pergola with a durable roof panel, creating a shaded place to relax, grill, or unwind by the water. Spencer Creek rounds out the setting with a community pool, playground, and basketball court, and the location keeps shopping, dining, and major routes within easy reach. Move-in ready and quietly set on the water, this home is prepared for easy living from day one.