**Seller Accepting Backups** Your dream home is ready for you! Nestled in the northern St. John's County neighborhood of Bannon Lakes, this stunning four-bedroom, two and half-bath residence is set on a fenced pond front lot. As you enter the pavered driveway, the impressive curb appeal, accentuated by a magnificent palm tree, immediately catches your eye. Stepping inside the freshly painted interior, you'll be greeted by custom tile flooring that flows throughout the space. A versatile flex office, complete with French doors, offers the potential to be transformed into a fifth bedroom if needed. The upgraded, fully functional chef's kitchen is a true highlight, featuring stainless steel appliances, 42-inch espresso wood cabinetry, and a quartz-topped center island specifically crafted  for casual dining. This inviting kitchen seamlessly opens to a spacious dining and family area, adorned with stylish light fixtures and a wide sliding glass door that leads to the outdoors. The expansive primary bedroom boasts of an ensuite bathroom equipped with a solid surface dual vanity, a large garden tub, a separate shower, and a roomy closet. The guest wing of the home includes three additional bedrooms and  one and half bathrooms ensuring ample space for family and visitors.

For outdoor enjoyment, the screened, pavered and covered lanai is perfect for relaxation or entertaining  with plenty of space to add a backyard  pool if desired. Additional features of this home include a two-car garage, a generous laundry room complete with a gas washer and dryer, a deep farmhouse sink, and a backyard fire pit.

Location is a significant advantage, as you will be just minutes away from local dining options, renowned national retailers like Bass Pro Shops, Costco and Home Depot, historic downtown St. Augustine, and beautiful beaches. With Interstate 95 less than five minutes away, commuting to downtown Jacksonville and the surrounding counties is incredibly convenient.