Welcome to your dream home nestled on a tranquil cul-de-sac in the sought-after Mortgage Hill area of Peekskill. Step inside and be greeted by the open concept living space, creating an airy and inviting atmosphere ideal for family gatherings and entertaining guests. The wood-burning fireplace and built-in hardwired speakers add convenience and enhance your living experience. The modern kitchen boasts stainless steel appliances, quartz countertops, and custom cabinetry (all updated in 2020). Step outside your kitchen onto the Trex deck, perfect for your morning coffee or summer barbecues. The first floor includes a guest bath and two bedrooms - one featuring an ensuite bath. The lower level offers a large family room, a full bath, a third bedroom, updated laundry room (2022), and access to the screened-in porch - ideal for unwinding in the evenings. The fenced-in yard provides a private and secure space for outdoor activities. With the fully owned (entirely paid off) solar panels, you can enjoy significantly reduced electric bills, making this home both economical and environmentally friendly. This serene retreat offers peace and privacy while still being close to all the amenities that Peekskill has to offer. Don't miss the opportunity to make this wonderful house your new home - move-in ready and waiting for you! Basic STAR can reduce your taxes by $1,759. Hot Water Heater (2022), Central Air (2018), Washer/Dryer (2022), GE/Profile Slate Appliances (2020). Additional Information: HeatingFuel:Oil Above Ground,