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1615 2nd Street Northwest

1615 2nd Street Northwest, Birmingham, AL 35215
House in Jefferson
Sold Mar 03, 2020
$97,000
$99,231 by Mortgage Research Center
Mortgage Due Jan 01, 2050
Sold Oct 31, 2008
$97,110
$81,200 by Wells Fargo Bank Na
Mortgage Due Nov 01, 2038
1615 2nd Street Northwest has been categorized by the local assessors in Birmingham, AL as a residential type of property. The building on the property was first built in 1976 and is 48 years old. However, we must point out that the home was most recently renovated and altered in 1996. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1615 2nd Street Northwest has 1,651 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 15,682 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a carport for those who require parking. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1615 2nd Street Northwest was last sold in Feb 27, 2020 for $97,000. According to our calculations, that's $58.75 per sqft. Prior to that sales transaction, the property was sold for $97,110 in Oct 21, 2008. Current property owners are expected to pay $546 in taxes per year. The property on 1615 2nd Street Northwest was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $10,880. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Driveway

Driveway

Parking

Off Street Parking
On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1976
  • Effective Year Built: 1996
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 15,682
  • Total Building Area: 1,651
  • Gross Building Area: 1,651
  • Building Area: 1,651
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,651
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PEG-O-WOOD SUB 12-19-2
  • Land Acres: 0.36
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 7 PEG-O-WOOD SUB

Ownership

  • Current Owner : BELL WILLANDA
  • Previous Owner : CARTER DONNA SIMPKINS
  • Owner Before Previous Owner: CARLING JUDY P
  • Owner Before Previous Owner 2: ESTATE OF NAN G PENN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011803

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Account Number: 237858
  • District: 047-0000
  • Parcel: 12-00-19-2-014-020.000
  • Lot: 7
  • Meridian: SEC 19 TWN 16S RNG 01W
  • Municipality: CENTER POINT
  • Latitude: 33.6288
  • Longitude: -86.6882

    Address

  • Full Address: 1615 2nd St Nw
  • Address - House Number: 1615
  • Street Segment Direction: NW
  • Address - Street Name: 2nd
  • Address - Suffix Type: St
  • State: AL
  • City Name: Center Point
  • Carrier Code: C020
  • 4-Digit Zip Code: 5428
  • Zip Code: 35215

Valuation

    Tax

  • Total Area: 1,945
  • Tax Year: 2022
  • Tax Amount: $546
  • Tax Rate Code Area: 47

    Appraisal Valuation

  • Standard Deviation: 0.2282
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 54
  • Final Value: 228,563
  • High Value: 280,737
  • Low Value: 176,388

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $100,509
  • First Open Lien Mortgage Lender: MORTGAGE RESEARCH CENTER
  • First Open Lien Mortgage Recording Date: Mar 03, 2020
  • First Open Lien Mortgage Loan Amount: $99,231
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2050
  • Second Open Lien Mortgage Lender: US DEPARTMENT OF HOUSING AND U
  • Second Open Lien Mortgage Recording Date: Jul 14, 2022
  • Second Open Lien Mortgage Loan Amount: $1,278
  • Second Open Lien Mortgage Term: 336
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: VA
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $108,700
  • Market Land Value: $11,500
  • Market Improvement Value: $97,200

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $10,880

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 27, 2020
  • Current Sale Recording Date: Mar 03, 2020
  • Current Sale Transaction ID: 11748306849
  • Current Sale Price: $97,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020022199
  • Previous Sale Recording Date: Oct 31, 2008
  • Previous Sale Contract Date: Oct 21, 2008
  • Previous Sale Amount: $97,110
  • Previous Sale Document Type: Survivorship Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE RESEARCH CENTER
  • First Mortgage Transaction Date: Mar 03, 2020
  • First Mortgage Loan Amount: $99,231
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jan 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Oct 31, 2008
  • Previous Mortgage Loan Amount: $81,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2038

About Center Point



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Frequently Asked Questions

What neighborhood is 1615 2nd Street Northwest located in?
The 1615 2nd Street Northwest is a house located in the neighborhood of Jefferson in Center Point, Birmingham.
What is the average sales price for listings in 1615 2nd Street Northwest?
The average sales price for units in 1615 2nd Street Northwest is $0 currently.

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