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1596 Spencer Street

1596 Spencer Street, Cambria, CA 93428
Property in San Luis Obispo
Sold Jun 25, 2021
$730,000
$704,942 by Envoy Mortgage Ltd
Mortgage Due Jul 01, 2051
Sold Dec 10, 2004
$595,000
$200,000 by Wells Fargo Bank Na
Mortgage Due Jan 01, 2035
Local assessors in Cambria, CA have categorized 1596 Spencer Street as a residential type of property. The home was built in 1987 and is 37 years old. The property's lot size has been calculated to be 4,270 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1596 Spencer Street has a total of 1,984 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. Residents rely on no air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1596 Spencer Street sold most recently in Jun 1, 2021 for a total of $730,000. If you work out the math, that's approximately a cost of $367.94 per sqft. Before that, the property was also sold for $595,000 in Nov 1, 2004. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,177 in taxes each year. 1596 Spencer Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $759,492. If we break it down further, the land itself was valued at $364,140. Improvements to the property, however, were assessed at a total of $395,352. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Quality: B
  • Construction Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 4,270
  • Total Building Area: 1,984
  • Gross Building Area: 1,984
  • Building Area: 1,984
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: No air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,984
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CAMBRIA PINES MANOR
  • Land Acres: 0.098
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CAM PINES M U 5 BL 107 LTS 1 & 2

Ownership

  • Current Owner : LEHMAN RICHARD H
  • Current Owner 2: LEHMAN MELISSA R
  • Previous Owner : GRIGSBY RICHARD L
  • Previous Owner 2: GRIGSBY SHARON K
  • Owner Before Previous Owner: SNOW JONATHAN M
  • Owner Before Previous Owner 2: SNOW BARBARA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Trustee/Conservator
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Coast Unified School District
  • Census Tract: 010403

Zoning

  • Zoning: RSF

Geography

  • Parcel: 024-281-016
  • Block: 107
  • Lot: 1,2
  • Municipality: CAYUCOS
  • Latitude: 35.5452
  • Longitude: -121.072

    Address

  • Full Address: 1596 Spencer St
  • Address - House Number: 1596
  • Address - Street Name: Spencer
  • Address - Suffix Type: St
  • State: CA
  • City Name: Cambria
  • Carrier Code: R004
  • 4-Digit Zip Code: 5982
  • Zip Code: 93428

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $8,177
  • Tax Rate Code Area: 061-037

    Appraisal Valuation

  • Standard Deviation: 0.2116
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 71
  • Final Value: 1,160,715
  • High Value: 1,406,416
  • Low Value: 915,013

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $704,942
  • First Open Lien Mortgage Lender: ENVOY MORTGAGE LTD
  • First Open Lien Mortgage Recording Date: Jun 25, 2021
  • First Open Lien Mortgage Loan Amount: $704,942
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $759,492
  • Assessed Land Value: $364,140
  • Assessed Improvements Value: $395,352

    Sales

  • Current Sale Contract Date: Jun 01, 2021
  • Current Sale Recording Date: Jun 25, 2021
  • Current Sale Transaction ID: 11841021396
  • Current Sale Price: $730,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2021045264
  • Previous Sale Recording Date: Dec 10, 2004
  • Previous Sale Contract Date: Nov 01, 2004
  • Previous Sale Amount: $595,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: ENVOY MORTGAGE LTD
  • First Mortgage Transaction Date: Jun 25, 2021
  • First Mortgage Loan Amount: $704,942
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Dec 10, 2004
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $200,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2035

About Cambria



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Frequently Asked Questions

What neighborhood is 1596 Spencer Street located in?
The 1596 Spencer Street is a located in the neighborhood of San Luis Obispo in Cambria, Cambria.
What is the average sales price for listings in 1596 Spencer Street?
The average sales price for units in 1596 Spencer Street is $0 currently.

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