Nestled in the sought-after Tara Club Estates swim and tennis community, this impressive three-sided brick home offers three levels of finished living space and a versatile floor plan designed for today's lifestyle. A grand foyer welcomes you inside, where a formal living room or office shares a double-sided fireplace with the elegant dining room. The spacious gourmet kitchen features a large center island and opens seamlessly to the vaulted family room, creating the perfect space for gathering and entertaining.    The main level includes a luxurious owner's suite and an additional bedroom with a full bath, providing convenience and flexibility. Upstairs, a loft overlooks the living area and is complemented by two additional bedrooms and a full bath. The finished terrace level functions as a complete in-law suite or private apartment with its own kitchen, two bedrooms, and full bath-ideal for multi-generational living or extended guests.    Enjoy outdoor living in the private backyard featuring mature peach and plum trees. Additional upgrades include two high-efficiency HVAC systems equipped with HEPA filtration and UV light technology, a large tankless water heater, and access to neighborhood amenities including a swimming pool, tennis courts, clubhouse, playground, and sidewalks. Conveniently located near shopping, dining, Bay Creek Park, Downtown Monroe, and Highway 78 for easy access to Athens and Metro Atlanta.  Buyers rep to verify details.