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155 Lock One Road

155 Lock One Road, Ragland, AL 35131
House in St. Clair
Sold Aug 29, 2019
$470,000
$446,500 by Fbc Mortgage Llc
Mortgage Due Sep 01, 2049
Sold Jan 11, 2016
$148,028
155 Lock One Road in Ragland, AL was first built in 1992 and is 32 years old. This has been categorized as a residential property type. There are a total of 2 floors. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 155 Lock One Road has 2,402 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 59,242 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of shingle (not wood). Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of brick. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. The property was last sold in Aug 28, 2019 for $470,000. That's $195.67 per sqft. Prior to that sales transaction, the property was also sold in Jan 7, 2016 for $148,028. 155 Lock One Road was last assessed in 2023. The total value of the property was assessed at $79,526. Specifically, the land the property is located on was valued at $22,000. While improvements on the property were assessed at a total of $57,526. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $990. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 59,242
  • Total Building Area: 2,402
  • Building Area: 2,402
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,402
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GREENSPORT ACRES 2ND ADD
  • Land Acres: 1.36
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PT LOT 6 GREENSPORT ACRES 2ND ADD 2-64 DESCR AS: BEG SW COR LOT 6 TH N 188.56 NE 42.7 NW 22.8 NW 208.59 TO LAKE, ELY 333.38 S

Ownership

  • Current Owner : SANDERS AMANDA CHEREE
  • Current Owner 2: HARBIN ANGEL FAITHE
  • Previous Owner : NELMS RANDY A
  • Previous Owner 2: NEIMS SHARON
  • Owner Before Previous Owner: ARMSTRONG BRUCE
  • Owner Before Previous Owner 2: ARMSTRONG LAVINIA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Clair County School District
  • Census Tract: 040302

Geography

  • Account Number: 807
  • Parcel: 09-03-07-0-000-001.017
  • Lot: 6
  • Meridian: SEC 07 TWN 14S RNG 06E
  • Municipality: TOWNSHIP 09
  • Latitude: 33.8327
  • Longitude: -86.0603

    Address

  • Full Address: 155 Lock One Rd
  • Address - House Number: 155
  • Address - Street Name: Lock One
  • Address - Suffix Type: Rd
  • State: AL
  • City Name: Ashville
  • Carrier Code: R001
  • 4-Digit Zip Code: 4724
  • Zip Code: 35953

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $990

    Appraisal Valuation

  • Standard Deviation: 0.2347
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 67
  • Final Value: 554,992
  • High Value: 685,263
  • Low Value: 424,721

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $446,500
  • First Open Lien Mortgage Lender: FBC MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Aug 29, 2019
  • First Open Lien Mortgage Loan Amount: $446,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $397,630
  • Market Land Value: $110,000
  • Market Improvement Value: $287,630

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $79,526
  • Assessed Land Value: $22,000
  • Assessed Improvements Value: $57,526

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 28, 2019
  • Current Sale Recording Date: Aug 29, 2019
  • Current Sale Transaction ID: 11642294867
  • Current Sale Price: $470,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jan 11, 2016
  • Previous Sale Contract Date: Jan 07, 2016
  • Previous Sale Amount: $148,028
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FBC MORTGAGE LLC
  • First Mortgage Transaction Date: Aug 29, 2019
  • First Mortgage Loan Amount: $446,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2049

About St. Clair



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Frequently Asked Questions

What neighborhood is 155 Lock One Road located in?
The 155 Lock One Road is a house located in the neighborhood of St. Clair in St. Clair, Ragland.
What is the average sales price for listings in 155 Lock One Road?
The average sales price for units in 155 Lock One Road is $0 currently.

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