4.12% Assumable FHA Rate! Nestled in the established Canoe Creek Woods community, this beautifully maintained 4-bedroom, 3-bath home offers timeless appeal and modern comfort in one of St. Cloud's most desirable neighborhoods. Built in 1993 on a generous 0.28-acre lot, the property combines traditional craftsmanship with thoughtful upgrades, including a new roof, fresh interior and exterior paint, and new carpeting in select areas. Step inside to discover 1,932 square feet of living space designed for comfort and functionality. The open layout connects the main living areas seamlessly, creating an inviting flow ideal for family living and entertaining. The primary suite features a spa-like bathroom with shower, and spacious walk-in closets in multiple rooms. The home's living room electric fireplace, luxury vinyl and tile flooring, ceiling fans, and central vacuum system add a touch of practicality and charm, while multiple bedrooms offer ample storage and natural light. Enjoy peaceful mornings and relaxing evenings from the screened-in rear porch overlooking a private, fenced backyard with mature landscaping and a storage shed for convenience. The home also features creek views and water access, offering a serene backdrop surrounded by nature. Located within Canoe Creek Woods Unit 11, residents enjoy the benefits of sidewalk-lined streets, a community mailbox, and a strong neighborhood atmosphere steeped in St. Cloud's small-town heritage. The area's history traces back to early 20th-century settlers, with the community today blending that historic charm with modern suburban growth. Just minutes from Old Canoe Creek Road, US-192, and FL-417, this home provides easy access to Lake Nona Medical City, downtown St. Cloud, and Orlando's major attractions. Zoned for Michigan Avenue Elementary, St. Cloud Middle School, and St. Cloud High School, this property is ideal for families seeking quality education and convenience. With no CDD fees and a low HOA of just $360 annually, this residence offers outstanding value in a peaceful, well-connected neighborhood. Don't miss the opportunity to make this home yours and experience why Canoe Creek Woods remains one of St. Cloud's most desirable and historic communities-where comfort, location, and lifestyle come together beautifully.