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1521 Southern Drive

1521 Southern Drive, Birmingham, AL 35242
House in Shelby
Sold Dec 14, 2021
$359,000
$367,257 by Navy Fcu
Mortgage Due Jan 01, 2052
Sold Jan 10, 2002
$157,000
$141,300 by Union Planters Bank National A
Mortgage Due Feb 01, 2027
Local assessors in Birmingham, AL have categorized 1521 Southern Drive as a residential type of property. The home was built in 1991 and is 33 years old. The property's lot size has been calculated to be 17,608 square feet. The linear feet between the front and back of the lot was measured at 1,600 ft and the front of the lot was measured at 1,100 ft. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1521 Southern Drive has a total of 2,066 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a roof that is made of shingle (not wood). Lots of materials we are unsure of were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1521 Southern Drive sold most recently in Dec 10, 2021 for a total of $359,000. If you work out the math, that's approximately a cost of $173.77 per sqft. Before that, the property was also sold for $157,000 in Jan 7, 2002. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,565 in taxes each year. 1521 Southern Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $36,500. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Exterior Insulation Finishing System

Driveway

Driveway

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Total Rooms: 6
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Exterior Walls Type: Other
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,306
  • Garage Type: Underground/basement
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 17,608
  • Lot Size Depth Feet: 1,600
  • Lot Size Frontage Feet: 1,100
  • Total Building Area: 2,066
  • Building Area: 2,066
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,066
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: OAKRIDGE 2ND SECTOR
  • Land Acres: 0.404
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SEC/TWNSHP/RAN 23 19S 02W NBRHD: 01 PARKSIDE/OAKRIDGE/PARKVIEW R-2

Ownership

  • Current Owner : MOSELY WHITNEY
  • Current Owner 2: MOSELY DONTREL
  • Previous Owner : DAVIS BRANDY ALLISON
  • Owner Before Previous Owner: TATE JOHN LANCE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Shelby County School District
  • School Tax School District: GM
  • Census Tract: 030348

Geography

  • Assessors Map Reference: MP 10 PG 050
  • District: 01
  • Parcel: 106230001020045
  • Lot: 32
  • Meridian: SEC 23 TWN 19S RNG 02W
  • Municipality: COUNTY
  • Latitude: 33.3624
  • Longitude: -86.7248

    Address

  • Full Address: 1521 Southern Dr
  • Address - House Number: 1521
  • Address - Street Name: Southern
  • Address - Suffix Type: Dr
  • State: AL
  • City Name: Birmingham
  • Carrier Code: R028
  • 4-Digit Zip Code: 3525
  • Zip Code: 35242

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,565

    Appraisal Valuation

  • Standard Deviation: 0.1644
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 79
  • Final Value: 380,669
  • High Value: 443,260
  • Low Value: 318,078

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $367,257
  • First Open Lien Mortgage Lender: NAVY FCU
  • First Open Lien Mortgage Recording Date: Dec 14, 2021
  • First Open Lien Mortgage Loan Amount: $367,257
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2052

    Market Valuation

  • Market Total Value: $364,900
  • Market Land Value: $90,000
  • Market Improvement Value: $274,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $36,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 10, 2021
  • Current Sale Recording Date: Dec 14, 2021
  • Current Sale Transaction ID: 11874999224
  • Current Sale Price: $359,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20211214000592030
  • Previous Sale Recording Date: Jan 10, 2002
  • Previous Sale Contract Date: Jan 07, 2002
  • Previous Sale Amount: $157,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NAVY FCU
  • First Mortgage Transaction Date: Dec 14, 2021
  • First Mortgage Loan Amount: $367,257
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jan 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: UNION PLANTERS BANK NATIONAL A
  • Previous Mortgage Transaction Date: Jan 10, 2002
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $141,300
  • Previous Mortgage Term: 300
  • Previous Mortgage Loan Due Date: Feb 01, 2027

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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 1521 Southern Drive located in?
The 1521 Southern Drive is a house located in the neighborhood of Shelby in Shelby, Birmingham.
What is the average sales price for listings in 1521 Southern Drive?
The average sales price for units in 1521 Southern Drive is $0 currently.

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