* Qualifies for 100% financing with United Community Mortgage*  BEST AVAILABLE SINGLE-FAMILY HOME IN THE WORLD GOLF VILLAGE, ZONED FOR TOP-RATED ST. JOHNS CO. SCHOOL DISTRICT.  OPEN FLOOR PLAN WITH SEPARATE DINING AREA & LIVING ROOM. 1,864 SQ FT WITH  4 BEDROOMS, 2 FULL BATHROOMS, 2-CAR GARAGE WITH A PATIO ENCLOSURE.  SAMARA LAKES HAS A LOW HOA & NO CDD FEES, MAKING IT ONE OF THE MOST AFFORDABLE COMMUNITIES IN ST. JOHNS CO.  SANIBEL FLOOR PLAN FEATURES STUCCO & LEDGESTONE FRONT, TILE FLOORS, PENDANT LIGHTS, CROWN MOLDING, 42" CABINETS WITH GRANITE COUNTERTOPS & A LARGE BAY WINDOW IN THE OWNER'S SUITE.  UPGRADES INCLUDE A NEW ROOF, NEW RECESSED LIGHTS, NEW LVP FLOORS IN THE OWNER'S SUITE & NEW LIGHT FIXTURES IN  BOTH BATHROOMS.  LARGE FENCED-IN LOT IS LOCATED ON A CULDESAC PERFECT FOR FAMILIES WITH CHILDREN. SAMARA LAKES OFFERS AMENITIES LIKE A COMMUNITY POOL,  2 PLAYGROUNDS, CLUBHOUSE, BASKETBALL & SOCCER FIELDS PERFECT FOR YEAR-ROUND ENJOYMENT.  SOME ROOMS HAVE BEEN VIRTUALLY STAGED. 152 Old Field Lane is eligible for 100% financing through our Portfolio 100 product.1 It's a no-down-payment financing option that doesn't have max income restrictions, doesn't require that the property be in a certain census tract, and doesn't require the homebuyer to have a specific occupation.  Portfolio 100 Loan Overview1  100% financing up to $500,000 Minimum 700 FICO Adjustable-rate mortgage3 Eligible for auto-pay discount4 No income cap, census tract, or occupation restrictions For purchase or rate-and-term refinance of primary homes only Mortgage insurance may be required Two months of reserves required Seller can contribute up to 3% Borrower must contribute minimum 1% towards closing costs, prepaids, or minimum reserve requirements