4.75% ASSUMABLE MORTGAGE. This exquisite 5-bedroom, 2.5-bathroom two-story home is a perfect blend of comfort and functionality. Nestled in a desirable neighborhood, this home is the epitome of spacious living.The open-concept design of the main living area creates an inviting atmosphere. The gourmet kitchen flows seamlessly into the dining and living rooms, making it ideal for entertaining.The gourmet kitchen boasts stainless steel appliances  and ample storage space. With ample space for everyone, this home provides generously sized bedrooms upstairs. The master bedroom is a retreat in itself, complete with an ensuite bathroom and walk-in closet. There are 3 additional bedrooms, hall bathroom, and a flex room that could be used as a 5th nonconforming bedroom. Whether you work from home or just need a dedicated space for tasks and organization, the downstairs office offers versatility and seclusion.The attached two-car garage provides convenience and extra storage space. Commuting is a breeze with easy access to the First Coast Expressway. Clay County Schools!