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15 Stone Ridge Trail

15 Stone Ridge Trail, Birmingham, AL 35210
Property in Jefferson
Sold Jan 02, 2024
$359,000
$181,649 by Cadence Bank, N.a.
Mortgage Due Dec 01, 2052
Sold Dec 14, 2022
$185,000
15 Stone Ridge Trail has been categorized by the local assessors in Birmingham, AL as a residential type of property. The building on the property was first built in 1986 and is 38 years old. However, we must point out that the home was most recently renovated and altered in 1987. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 15 Stone Ridge Trail has 3,204 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 1,000 ft. The area measurement of the land has been determined as 15,000 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a gable or hip style roof made of asphalt. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 15 Stone Ridge Trail sold most recently in Dec 29, 2023 for a total of $359,000. If you work out the math, that's approximately a cost of $74.79 per sqft. Before that, the property was also sold for $185,000 in Nov 18, 2022. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,180 in taxes each year. 15 Stone Ridge Trail was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $21,780. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 1987
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Average
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Unspecified basement
  • Basement Area: 1,596
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 15,000
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 4,800
  • Gross Building Area: 4,800
  • Building Area: 3,204
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 3,204
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: GRAHAM PROPERTY 24-19-2
  • Land Acres: 0.344
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOTS 9 & 10 BLK 4 GRAHAM PROPERTY 111/4

Ownership

  • Current Owner : BRYANT JEANNE OLIVER
  • Current Owner 2: BRYANT REGINALD W
  • Previous Owner : LEWIS MARTEEN
  • Previous Owner 2: LEWIS EDDIE
  • Owner Before Previous Owner: LEWIS EDDIE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 012701

Zoning

  • Zoning: R2

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Account Number: 348363
  • District: 013-0000
  • Parcel: 24-00-19-3-000-071.000
  • Block: 4
  • Lot: 9,10
  • Meridian: SEC 19 TWN 17S RNG 01W
  • Municipality: IRONDALE
  • Latitude: 33.5341
  • Longitude: -86.6841

    Address

  • Full Address: 15 Stone Ridge Trl
  • Address - House Number: 15
  • Address - Street Name: Stone Ridge
  • Address - Suffix Type: Trl
  • State: AL
  • City Name: Irondale
  • Carrier Code: R058
  • 4-Digit Zip Code: 1725
  • Zip Code: 35210

Valuation

    Tax

  • Total Area: 3,234
  • Tax Year: 2022
  • Tax Amount: $1,180
  • Tax Rate Code Area: 13

    Appraisal Valuation

  • Standard Deviation: 0.1214
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 86
  • Final Value: 360,673
  • High Value: 404,486
  • Low Value: 316,861

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $181,649
  • First Open Lien Mortgage Lender: CADENCE BANK, N.A.
  • First Open Lien Mortgage Recording Date: Nov 18, 2022
  • First Open Lien Mortgage Loan Amount: $181,649
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2052

    Market Valuation

  • Market Total Value: $217,700
  • Market Land Value: $61,000
  • Market Improvement Value: $156,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $21,780

    Sales

  • Current Sale Contract Date: Dec 29, 2023
  • Current Sale Recording Date: Jan 02, 2024
  • Current Sale Transaction ID: 11918778266
  • Current Sale Price: $359,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 239
  • Previous Sale Recording Date: Dec 14, 2022
  • Previous Sale Contract Date: Nov 18, 2022
  • Previous Sale Amount: $185,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SYNOVUS BANK
  • First Mortgage Transaction Date: Jan 02, 2024
  • First Mortgage Loan Amount: $352,497
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2054

About Irondale



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Frequently Asked Questions

What neighborhood is 15 Stone Ridge Trail located in?
The 15 Stone Ridge Trail is a located in the neighborhood of Jefferson in Irondale, Birmingham.
What is the average sales price for listings in 15 Stone Ridge Trail?
The average sales price for units in 15 Stone Ridge Trail is $0 currently.

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