Gorgeous WATERFRONT HOME!  Have you been hoping for a home with access to the Intracoastal Waterway and Gulf of Mexico but you just don't want to be FORCED to pay THOUSANDS in Flood Insurance every year?  You've found it!    This home sits in Flood Zone X so your lender will NOT force you to pay for Flood Insurance!     You will love the tropical paradise that awaits in the back yard.    A terraced yard offers many areas to enjoy including a beautiful heated pool.    Lush landscaping leads you down to the Composite Dock with a 9000lb Boat Lift that the owners just added an amazing Boat Lift Cover to last year.    Inside this amazing home you will find 4 bedrooms in a split format and 2.5 bathrooms including one with direct access from the Lanai, perfect for keeping wet swimsuits and feet from the pool out of the main part of the house!    A gorgeous, updated Kitchen at the center of this home will be perfect for entertaining as it is open to the Family Room and Dining Room.   Skylights let in great natural light and the vaulted ceilings make the living spaces feel spacious and welcoming!    Pocketing sliding glass doors off of the Dining Room provide access to the Screened and Covered Lanai.    In 2020 the owners increased the parking area by creating a circular front drive.   In 2021 the owners added a Water Softener/Reverse Osmosis system.  Both HVAC systems are newer (2022/2023).    The tile roof is from 2010 so you should have plenty of life left on that as well!     Located close to many great restaurants and shops, championship golf courses etc... you are also just a short ride to amazing Gulf beaches!  Additionally while this home has a Largo address this home is in Unincorporated Pinellas County and it  appears short term rentals would be permitted (Buyer to independently confirm this).