Buy this home with a rate under 5% with a 3/2 seller paid buy-down!! From the moment you step inside, the openness of this home stands out. A wide, uninterrupted layout connects the dining area, kitchen, and main living space, all overlooking the pool and preserve--creating a bright, functional flow that's ideal for both everyday living and entertaining. The main level is thoughtfully designed with the primary suite offering direct access to the patio and pool, providing a private retreat with easy indoor-outdoor living. A dedicated office with doors for privacy, a butler's pantry, and a spacious three-car garage add to the home's functionality. Upstairs, you'll find a large loft-style landing, an expansive family room, a fitness space, and three additional bedrooms. Private balconies extend the living space outdoors, while hardwood flooring throughout adds a clean, cohesive finish. The Spanish Mediterranean design complements the coastal setting and overall feel of the home Located within the highly sought-after Palencia community, residents enjoy access to a wide range of amenities, including an Arthur Hills championship golf course, tennis and pickleball courts, a junior Olympic pool, fitness center, and clubhouse. A scenic boardwalk leads through preserved wetlands to the Tolomato River, offering a unique connection to the natural surroundings.  Palencia Elementary is conveniently located in the community, and Allen D. Nease High School is consistently ranked among the top public schools in the area.  This home offers a rare combination of space, layout, and community amenities in one of Northeast Florida's most desirable neighborhoods.