"Possible assumption at 2.875" Stunning Two-Story Home with Assumable Terms   Welcome to this exceptional two-story home, perfectly situated on a tranquil cul-de-sac lot within the highly sought-after gated community of Ladera - North Ridge. Nestled against a serene greenbelt, this property offers the ideal blend of modern design, natural beauty, and a lifestyle of comfort and convenience.    Step inside and be captivated by the soaring ceilings and expansive open floor plan, bathed in natural light from the large windows that frame picturesque backyard views. The inviting living room provides the perfect space to relax and enjoy the peaceful scenery.    The heart of the home is the gourmet island kitchen, designed for both style and function. It features sleek stainless steel appliances, a breakfast bar, and a charming breakfast nook surrounded by windows that bring the outdoors in. Patio access from the kitchen makes it effortless to transition to al fresco dining or entertaining on the covered patio with its breathtaking bluff and greenbelt views.    The thoughtfully designed first floor includes a split primary suite that serves as a serene retreat. It boasts elegant bay windows, a spacious walk-in closet, and a luxurious en suite bath with an oversized walk-in shower. An additional secondary bedroom on the main level adds flexibility, while the home office provides a quiet space for productivity.    Upstairs, a versatile loft area offers endless possibilities as a second living room, game room, or playroom. Two additional secondary bedrooms on the second floor provide plenty of space for family and guests.    This home is equipped with energy-efficient solar panels, delivering both eco-friendly living and significant cost savings.    Community Highlights:    Secure gated entry with electronic access  Resort-style swimming pool  Scenic parks and trails  Spacious party/meeting room for gatherings  The seller is open to requests for concessions and the property offers possible assumable terms, making this home an even more attractive opportunity.    Don't miss the chance to make this stunning home your own. Schedule your private tour today and experience the perfect blend of modern luxury and natural tranquility!