Less than a mile from Carters Lake, this fully equipped mountain retreat delivers the ultimate lake lifestyle with usable acreage, no HOA, and room for all your toys. With fenced yards, boat/RV parking, and multiple garages, this is the kind of property buyers wait for-and rarely find this close to the water. This charming 3BR/4BA mountain cabin has 3 en-suites and is perfectly positioned for those craving peaceful North Georgia living, situated on 1.84 usable acres w/level land & all paved access-a rare combination this close to the lake. Designed with both lifestyle and functionality in mind, the property features a 2-car garage PLUS recreation garage and a 20-ft boat/RV parking pad-ideal for storing all your lake toys just minutes from the water. Inside, warm honey-toned woodwork creates a classic cabin feel, complemented by hardwood floors, a stone wood-burning fireplace, and a well-appointed kitchen with abundant oak cabinetry, farmhouse sink, and dining area. The main-level primary suite offers a tiled shower and heated tile floors, while upstairs you'll find two spacious en-suite guest bedrooms plus a loft ideal for a home office or additional sleeping space. The terrace level adds even more versatility with a workshop area and full bath featuring a handicap-accessible shower or ideal dog wash. Outdoor living shines with a covered wraparound porch, screened porch, and inviting firepit area-perfect for relaxing after a day on the lake. Packed with upgrades including FIBER optic internet, whole-house GENERATOR, 500-gallon propane tank, and private well, this home is built for comfort and peace of mind. Spend your days enjoying nature, exploring nearby hiking trails or launching your boat, kayak, or paddleboard on Carters Lake, then return home to your private mountain retreat just 20 minutes from Ellijay-yet it feels a world away with a scenic mountain drive that beats city traffic every time.  Full time residents, age 65 and older are exempt from school tax.