Set on the crest of Elm Street in the Mortgage Hill area of Peekskill, this well maintained custom built split level home offers warmth, space and modern comforts.  This home has an open and airy feeling and an abundance of natural light. The large living room features a cozy gas fireplace. and large bay window  The spacious country kitchen includes a generous dining area perfect for gatherings.  A bright three season sun room with electric fireplace opens to a stone patio with awning and fenced in yard; ideal for entertaining.  One step down from this room is the door to the garage.  Upstairs;  Large primary bedroom suite with private bath and two double closets,  Large second bedroom with double closet, third bedroom and a full bath in hall.  Lower level has so much storage, furnace, laundry, office-den or family room and door out.  There is a crawl space for additional storage over the garage.  A split level style home does not have an attic.  There is more than ample storage in lower level. Within convenient distance to shopping, schools and main arteries of transportation.  Metro north is 1.3 miles away.  Hardwood floors throughout this home.  Seasonal riv3r view from the upstairs bedroom. Furnace and central ac, approx. 12 years.  Seller does not know the age of the roof.  In the last 5 years; new windows in front bedroom, sunroom and dining room. , kitchen overhead lighting, electric upgraded in home, huge awning and landscaping.   Approximately $63 quarterly for water.  Electric, heating and cooling, approximately $400 per month