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1432 Main Street

1432 Main Street, Gardendale, AL 35071
Property in Jefferson
Sold Sep 23, 2019
$140,800
$140,800 by Trustmark National Bank
Mortgage Due Jan 01, 2049
Sold Dec 19, 2005
$110,000
$104,500 by The Bank
Mortgage Due Jan 01, 2036
Local assessors in Gardendale, AL have categorized 1432 Main Street as a residential type of property. The home was built in 1955 and is 69 years old. It was most recently renovated and altered in 1996. The property's lot size has been calculated to be 23,600 square feet. The linear feet between the front and back of the lot was measured at 2,360 ft and the front of the lot was measured at 1,000 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1432 Main Street has a total of 1,320 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 580 sqft. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable or hip style roof that was made of asphalt. Lots of wood were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. The property was last sold in Sep 18, 2019 for $140,800. That's $106.67 per sqft. Prior to that sales transaction, the property was also sold in Dec 13, 2005 for $110,000. 1432 Main Street was last assessed in 2022. The total value of the property was assessed at $17,680. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,010. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1955
  • Effective Year Built: 1996
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 580
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 23,600
  • Lot Size Depth Feet: 2,360
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,320
  • Gross Building Area: 1,320
  • Building Area: 1,320
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,320
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HANDLEYS J T-GARD 14-11-1
  • Land Acres: 0.542
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 7 J T HANDLEYS ADD TO GARDENDALE RESUR LESS PT IN U S HWY 31 R/W

Ownership

  • Current Owner : WILLIAMS DIANCA DAI
  • Previous Owner : MORGAN JACKIE A
  • Owner Before Previous Owner: MOORE BROWN CAROLYN
  • Owner Before Previous Owner 2: MOORE WALDROP SANDRA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 011707

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: Nov 01, 2014
  • Account Number: 264153
  • District: 010-0000
  • Parcel: 14-00-11-1-002-070.000
  • Lot: 7
  • Meridian: SEC 11 TWN 16S RNG 03W
  • Municipality: GARDENDALE
  • Latitude: 33.6606
  • Longitude: -86.8135

    Address

  • Full Address: 1432 Main St
  • Address - House Number: 1432
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: AL
  • City Name: Gardendale
  • Carrier Code: R006
  • 4-Digit Zip Code: 2466
  • Zip Code: 35071

Valuation

    Tax

  • Total Area: 1,702
  • Tax Year: 2022
  • Tax Amount: $1,010
  • Tax Rate Code Area: 10

    Appraisal Valuation

  • Standard Deviation: 0.2282
  • Valuation Date: Jun 21, 2023
  • Confidence Score: 54
  • Final Value: 223,204
  • High Value: 274,155
  • Low Value: 172,252

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $140,800
  • First Open Lien Mortgage Lender: TRUSTMARK NATIONAL BANK
  • First Open Lien Mortgage Recording Date: Sep 23, 2019
  • First Open Lien Mortgage Loan Amount: $140,800
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2049

    Market Valuation

  • Market Total Value: $176,800
  • Market Land Value: $72,900
  • Market Improvement Value: $103,900

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $17,680

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 18, 2019
  • Current Sale Recording Date: Sep 23, 2019
  • Current Sale Transaction ID: 11657074084
  • Current Sale Price: $140,800
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019099222
  • Previous Sale Recording Date: Dec 19, 2005
  • Previous Sale Contract Date: Dec 13, 2005
  • Previous Sale Amount: $110,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUSTMARK NATIONAL BANK
  • First Mortgage Transaction Date: Sep 23, 2019
  • First Mortgage Loan Amount: $140,800
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Jan 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: THE BANK
  • Previous Mortgage Transaction Date: Dec 19, 2005
  • Previous Mortgage Loan Amount: $104,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jan 01, 2036

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Frequently Asked Questions

What neighborhood is 1432 Main Street located in?
The 1432 Main Street is a located in the neighborhood of Jefferson in Gardendale, Gardendale.
What is the average sales price for listings in 1432 Main Street?
The average sales price for units in 1432 Main Street is $0 currently.

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