Welcome to 1421 Maria Ave., Spring Valley, CA 91977 - a rare hillside estate offering panoramic views, income flexibility, and powerful long-term savings. Perched high in the coveted Dictionary Hill neighborhood, this custom-built 5-bedroom, 4-bathroom residence captures 270° unobstructed views spanning the Sweetwater Reservoir, Mount Miguel, the Pacific Ocean, and the Coronado Islands. Positioned at the top of a private, scenic driveway ascent, the home offers exceptional privacy while enhancing the dramatic panoramic views. PAID-OFF 15kWh SOLAR System (included with sale, owner paid $30k) provides immediate energy savings, while a VA assumable loan at an exceptional 2.75% interest rate (subject to lender approval) offers a financing opportunity rarely available in today's market. Designed with versatility in mind, the home features separate entrances for each level, making it ideal for multi-generational living, house hacking, or rental income. The upper level offers a spacious 3BR/2BA layout with expansive living areas and view decks. The lower level functions as a private 2BR/2BA unit, perfect for long-term tenants, short-term rental use, or extended family. The converted garage adds two bonus rooms, providing flexible options for a home office, gym, studio, or future ADU potential (buyer to verify). Three decks-two covered-create seamless indoor-outdoor living and unforgettable entertaining spaces framed by sweeping views. Interior features include hardwood and luxury vinyl plank flooring, tastefully tiled bathrooms, a relaxing whirlpool tub, and abundant dual-pane windows that surge the home with natural light. Practical amenities such as under-deck storage for surfboards or kayaks, a dedicated laundry room with oversized utility sink, and an expansive driveway accommodating 3+ vehicles enhance everyday convenience. Pet-friendly yard areas surround the home, while central and portable A/C and heating ensure year-round comfort. (NO HOA | NO Mello Roos!) Ideally located just 8.5 miles from SDSU, with quick access to shopping, dining, entertainment, and major freeways (CA-125, 54, and 94), this property combines peaceful hillside living with easy connectivity throughout San Diego.