BUY DIRECT FROM OWNER - NO BANKS. No SSN or credit score needed to qualify; just steady income and the desire to own, and at closing the home is yours. This freshly updated 2021 modern farmhouse offers 3 bedrooms, 2 baths, and a dedicated office in a nearly 2,000 sq ft split floor plan on an oversized 18,000 sq ft double corner lot. Recent improvements include fresh interior paint throughout, a new dishwasher, completed kitchen cabinetry, refreshed primary shower tile, new flooring transitions, and new door weatherstripping. Enjoy luxury vinyl plank flooring, tray ceilings, and a kitchen with quartz counters, an oversized island, farmhouse sink, and walk-in pantry. A spray-foam encapsulated attic, cement board siding, and a roof about five years old mean energy-efficient, low-maintenance living with no HOA fees. Oversized carport, double-wide driveway, and covered porch. Reach out to the seller directly for tour access at the home.