This home can be purchased with NO MONEY DOWN! Located in the heart of Downtown Saint Cloud and just a short walk away from the local marina is this gorgeous 3 bedroom, 2 bath home resting on a corner lot that's nearly a quarter acre. As you walk up the curved driveway to the side access garage, you'll find plenty of storage for multiple vehicles between the driveway, garage and a non-paved parking area. Stepping inside the front door past the patio you'll find the home has an open floor plan with a bright living area; that's nestled beneath soaring vaulted ceilings. Through this open space, you'll find a dining area that leads into a cozy kitchen that's fully upgraded with cabinet under lighting, custom wood countertops and beautiful stainless-steel appliances. From here, the property is arranged in a split floor plan with the two guest bedrooms and bathroom to the right and the master suite to the left. The master suite highlights wraparound windows for all the natural light you could ever want, as well as a beauty station and deep walk-in closet just across from the en-suite bath that continues the trend of the kitchen, with upgrades to the countertops and tile work around the shower. Stepping just out the French doors in the dining area you'll find a covered Florida room, that measures out to be about 2/3 the width of the house, completing the width you'll find uncovered patio spaces to grill out or rest under the shade of the mature oak trees. Aside from the location and upgrade appeal of this home, you can rest assured, knowing that it's a safe investment with upgraded features like it's 2020 BRAND-NEW METAL ROOF, 2022 NEW ELECTRICAL, 2022 NEW HVAC UNIT, AND FRESH PAINT. You won't want to miss this gem!