RARE VA ASSUMABLE LOAN at 2.625%! Don't miss this incredible opportunity to own a home in The Orchards of Valley Ranch, a quiet and secluded gated community. This stunning Persimmon floor plan offers 2 spacious bedrooms, 2.5 bathrooms, and a dedicated office - all wrapped into a thoughtfully designed, open-concept layout that's 100% handicap accessible. Enjoy soaring 9-foot ceilings and NO carpet throughout, ideal for a clean, allergy-free environment. Natural light pours in through large windows, enhanced by plantation shutters, window tinting, and ceiling fans in every room. The updated laundry room features custom cabinetry for added storage, while the gas kitchen comes fully equipped with stainless steel appliances and opens up to the cozy family room with a built in electric fire place - perfect for entertaining. The oversized primary suite includes an extra-large bathroom and walk-in closet. Additional interior features include a water softener system and smart home technology that allows you to control lights, thermostat, and locks remotely from your phone. Step outside to your private oasis with beautifully landscaped grounds including gutters, brick-lined flower beds, drought-tolerant plants, and river rocks. The level backyard boasts a screened-in porch with polyurea flooring, extra-large sliding screens, and a massive 20x20 concrete patio with a 10x14 cedar gazebo featuring a metal roof - perfect for relaxing or hosting guests year-round. A Wi-Fi sprinkler system and rod iron fencing with gates complete the low-maintenance outdoor setup. This home truly has it all - low-maintenance luxury, top-tier upgrades, and a rare low-rate VA assumable loan. Schedule your private tour today!