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138 Richfield Avenue

138 Richfield Avenue, El Cajon, CA 92020
Property in El Cajon
Sold Apr 22, 2010
Transfer
$198,051 by Freedom Mortgage Corp
Mortgage Due Feb 01, 2045
Sold Nov 21, 2008
$198,500
$198,171 by Vandyk Mortgage Corp
Mortgage Due Dec 01, 2038
138 Richfield Avenue in El Cajon, CA was first built in 1971 and is 53 years old. This has been categorized as a residential property type. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 138 Richfield Avenue has 816 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 8,293 square feet.

Learn more about the property and building on this page. Prior to that sales transaction, the property was also sold in Oct 10, 2008 for $198,500. 138 Richfield Avenue was last assessed in 2023. The total value of the property was assessed at $245,273. Specifically, the land the property is located on was valued at $123,768. While improvements on the property were assessed at a total of $121,505. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,621. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1971
  • Effective Year Built: 1971
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,293
  • Total Building Area: 816
  • Building Area: 816
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 816
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GARDEN HOMES
  • Land Acres: 0.19
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 147 TR 002028

Ownership

  • Current Owner : SMITH LAURINDA M
  • Previous Owner : SMITH LAURINDA MARIE
  • Owner Before Previous Owner: THE BANK OF NEW YORK
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Grossmont Union High School District
  • School Tax School District: EL CAJON CITY
  • Census Tract: 016000

Zoning

  • Zoning: RM-4300

Geography

  • Assessors Map Reference: 002028
  • Subdivision Tract Number: 002028
  • Parcel: 487-282-20-00
  • Lot: 147
  • Municipality: CITY OF EL CAJON
  • Latitude: 32.7942
  • Longitude: -116.974

    Address

  • Full Address: 138 Richfield Ave
  • Address - House Number: 138
  • Address - Street Name: Richfield
  • Address - Suffix Type: Ave
  • State: CA
  • City Name: El Cajon
  • Carrier Code: C037
  • 4-Digit Zip Code: 4325
  • Zip Code: 92020

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,621
  • Tax Rate Code Area: 03-188

    Appraisal Valuation

  • Standard Deviation: 0.1728
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 77
  • Final Value: 581,744
  • High Value: 682,289
  • Low Value: 481,199

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $198,051
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jan 27, 2015
  • First Open Lien Mortgage Loan Amount: $198,051
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2045

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $245,273
  • Assessed Land Value: $123,768
  • Assessed Improvements Value: $121,505

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 13, 2010
  • Current Sale Recording Date: Apr 22, 2010
  • Current Sale Transaction ID: 1068627886
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 2010-0199033
  • Previous Sale Recording Date: Nov 21, 2008
  • Previous Sale Contract Date: Oct 10, 2008
  • Previous Sale Amount: $198,500
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: VANDYK MORTGAGE CORP
  • First Mortgage Transaction Date: Apr 22, 2010
  • First Mortgage Loan Amount: $212,055
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: May 01, 2040

    Previous Mortgages

  • Previous Mortgage Lender: VANDYK MORTGAGE CORP
  • Previous Mortgage Transaction Date: Nov 21, 2008
  • Previous Mortgage Loan Amount: $198,171
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Dec 01, 2038

About El Cajon



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Frequently Asked Questions

What neighborhood is 138 Richfield Avenue located in?
The 138 Richfield Avenue is a located in the neighborhood of El Cajon in El Cajon, El Cajon.
What is the average sales price for listings in 138 Richfield Avenue?
The average sales price for units in 138 Richfield Avenue is $0 currently.

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