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138 Carmel Drive

138 Carmel Drive, Cibolo, TX 78108
Sold Aug 03, 2020
$351,700
$281,325 by North American Savings Bank Fs
Mortgage Due Aug 01, 2050
Sold Jul 02, 2008
$244,100
$195,300 by Hometrust Mortgage Co
Mortgage Due Jul 01, 2038
138 Carmel Drive in Cibolo, TX was first built in 2005 and is 19 years old. This has been categorized as a residential property type. There are a total of 2 floors. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 138 Carmel Drive has 2,909 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 550 ft and the linear feet between the front and back of the lot is 1,200. In total, the area measurement of the land is 6,629 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable style roof made of composition shingle. Water for the property is sourced from a municipal system. For those who need parking, there is a attached garage. The garage is 440 sqft. There are a total of 2 available parking spaces. The exterior walls of the home are made of rock and stone. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 138 Carmel Drive sold most recently in Jul 31, 2020 for a total of $351,700. If you work out the math, that's approximately a cost of $105.02 per sqft. Before that, the property was also sold for $244,100 in Jun 17, 2008. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $7,261 in taxes each year. 138 Carmel Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $375,793. If we break it down further, the land itself was valued at $52,114. Improvements to the property, however, were assessed at a total of $325,113. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Exterior Walls Type: Rock and stone
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,629
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 550
  • Total Building Area: 3,349
  • Gross Building Area: 3,868
  • Building Area: 2,909
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,909
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BENTWOOD RANCH UNIT #1B
  • Land Acres: 0.152
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BENTWOOD RANCH UNIT #1B BLOCK 4 LOT 25

Ownership

  • Current Owner : BELL SABINE
  • Previous Owner : MONIZ DERRICK DENNIS
  • Previous Owner 2: SMEZNIK LORIE JOAN
  • Owner Before Previous Owner: WALKER DOUGLAS C
  • Owner Before Previous Owner 2: WALKER SYLVIA C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schertz-Cibolo-Universal City Independent School District
  • Census Tract: 210716

Geography

  • Subdivision Tract Number: 25
  • Parcel: 1G0264-1B04-02500-0-00
  • Block: 4
  • Lot: 25
  • Municipality: CIBOLO
  • Latitude: 29.5816
  • Longitude: -98.2483

    Address

  • Full Address: 138 Carmel Dr
  • Address - House Number: 138
  • Address - Street Name: Carmel
  • Address - Suffix Type: Dr
  • State: TX
  • City Name: Cibolo
  • Carrier Code: R008
  • 4-Digit Zip Code: 3327
  • Zip Code: 78108

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,261
  • Tax Rate Code Area: SCS

    Appraisal Valuation

  • Standard Deviation: 0.2023
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 72
  • Final Value: 366,950
  • High Value: 441,203
  • Low Value: 292,698

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $281,325
  • First Open Lien Mortgage Lender: NORTH AMERICAN SAVINGS BANK FS
  • First Open Lien Mortgage Recording Date: Aug 03, 2020
  • First Open Lien Mortgage Loan Amount: $281,325
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $377,227
  • Market Land Value: $52,114
  • Market Improvement Value: $325,113

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $375,793
  • Assessed Land Value: $52,114
  • Assessed Improvements Value: $325,113

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 31, 2020
  • Current Sale Recording Date: Aug 03, 2020
  • Current Sale Transaction ID: 11783503203
  • Current Sale Price: $351,700
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202099020308
  • Previous Sale Recording Date: Jul 02, 2008
  • Previous Sale Contract Date: Jun 17, 2008
  • Previous Sale Amount: $244,100
  • Previous Sale Document Type: Vendor's Lien

    Last Sale Mortgage

  • First Mortgage Lender: NORTH AMERICAN SAVINGS BANK FS
  • First Mortgage Transaction Date: Aug 03, 2020
  • First Mortgage Loan Amount: $281,325
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: HOMETRUST MORTGAGE CO
  • Previous Mortgage Transaction Date: Jul 02, 2008
  • Previous Mortgage Loan Amount: $195,300
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jul 01, 2038

About Cibolo



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Frequently Asked Questions

What neighborhood is 138 Carmel Drive located in?
The 138 Carmel Drive is a house located in the neighborhood of Schertz-Cibolo in Cibolo, Cibolo.
What is the average sales price for listings in 138 Carmel Drive?
The average sales price for units in 138 Carmel Drive is $265,000 , or $91/sqft. currently.

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