Welcome to your dream home nestled in the heart of St. Cloud with NO HOA and a OVER 1/4 OF AN ACRE! This exceptional residence offers an unparalleled blend of comfort, style, and quality craftsmanship. Spacious Layout: Enjoy ample space with four bedrooms, providing versatility for families, guests, or home offices. Modern Amenities: Revel in the convenience of two bathrooms, including a master ensuite, designed with contemporary fixtures and finishes. Step through sliding glass doors onto your covered lanai, perfect for al fresco dining or lounging amidst the gentle breeze. Experience enhanced comfort and savings with foam insulation, ensuring optimal temperature control throughout the year. Discover culinary delights in a well-appointed kitchen featuring 42" upper cabinets, stainless steel appliances, and elegant granite countertops. Indulge in a lifestyle of luxury and convenience in this meticulously crafted home, where every detail reflects superior quality and thoughtful design. Whether you're entertaining guests or unwinding after a long day, this home offers the perfect backdrop for creating cherished memories. Don't miss this opportunity to make this exquisite residence your own. Schedule a viewing today and experience the epitome of modern living in the heart of the city.