Assumable 3% rate on this beautifully updated home in the highly sought-after Julington Creek Plantation community. Situated on a spacious corner lot, this thoughtfully designed split-bedroom floor plan offers the perfect blend of flexibility, comfort, and functionality. One of the standout features of this home is its versatile layout. In addition to four bedrooms, the centrally located dining room with elegant French doors provides endless possibilities as a home office, fitness room, playroom, or additional living space tailored to your needs. The heart of the home features an open and inviting living area that feels larger than its square footage, creating an ideal setting for both everyday living and entertaining. The kitchen has been upgraded with beautiful quartz countertops, providing both style and durability, while luxury vinyl plank flooring adds a modern touch throughout the home. Major updates give peace of mind, including a roof replacement and HVAC system replacement completed in 2019. Step outside to the screened lanai overlooking the large fenced backyard, offering plenty of room for pets, play, gardening, or simply enjoying Florida's year-round sunshine. Located just minutes from the Julington Creek Plantation Aquatic & Fitness Center, sports fields, parks, shopping, dining, and top-rated St. Johns County schools, this home provides convenient access to the exceptional amenities that make this community one of Northeast Florida's most desirable places to live. Don't miss your opportunity to own a move-in ready home with flexible living spaces, modern updates, a generous lot, and an unbeatable location in Julington Creek Plantation.