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1322 Madison Avenue

1322 Madison Avenue, Saint Charles, IL 60174
Property in St. Charles
Sold Jun 03, 2009
$195,000
$191,468 by Wintrust Mortgage
Mortgage Due Jun 01, 2039
Sold Mar 09, 2006
$290,000
$231,920 by Credit Suisse Financial Corp
Mortgage Due Apr 01, 2036
Local assessors in Saint Charles, IL have categorized 1322 Madison Avenue as a residential type of property. The home was built in 1978 and is 46 years old. The property's lot size has been calculated to be 6,600 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a split level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1322 Madison Avenue has a total of 1,100 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,080 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. The building has a gable style roof that was made of asphalt. Lots of a combination of material were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1322 Madison Avenue sold most recently in May 28, 2009 for a total of $195,000. If you work out the math, that's approximately a cost of $177.27 per sqft. Before that, the property was also sold for $290,000 in Mar 2, 2006. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $6,794 in taxes each year. 1322 Madison Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $90,147. If we break it down further, the land itself was valued at $33,203. Improvements to the property, however, were assessed at a total of $56,944. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1978
  • Effective Year Built: 1978
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 5
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Style: Split level
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Full basement
  • Basement Area: 1,080
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,600
  • Total Building Area: 1,100
  • Gross Building Area: 1,100
  • Building Area: 1,100
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,100
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CAMBRIDGE
  • Land Acres: 0.152
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 207

Ownership

  • Current Owner : PINDER JOSHUA
  • Current Owner 2: PINDER HELEN
  • Previous Owner : ROBLES JOSE R
  • Owner Before Previous Owner: BOWGREN JERRY R
  • Owner Before Previous Owner 2: BOWGREN DAWN M
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852002

Geography

  • Parcel: 09-35-129-049
  • Lot: 207
  • Municipality: SAINT CHARLES
  • Latitude: 41.9092
  • Longitude: -88.2962

    Address

  • Full Address: 1322 Madison Ave
  • Address - House Number: 1322
  • Address - Street Name: Madison
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C001
  • 4-Digit Zip Code: 4468
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,794
  • Tax Rate Code Area: SC005

    Appraisal Valuation

  • Standard Deviation: 0.1548
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 343,794
  • High Value: 397,016
  • Low Value: 290,572

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $191,468
  • First Open Lien Mortgage Lender: WINTRUST MORTGAGE
  • First Open Lien Mortgage Recording Date: Jun 03, 2009
  • First Open Lien Mortgage Loan Amount: $191,468
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2039

    Market Valuation

  • Market Total Value: $270,549
  • Market Land Value: $99,649
  • Market Improvement Value: $170,900

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $90,147
  • Assessed Land Value: $33,203
  • Assessed Improvements Value: $56,944

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 28, 2009
  • Current Sale Recording Date: Jun 03, 2009
  • Current Sale Transaction ID: 1178242989
  • Current Sale Price: $195,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2009K041566
  • Previous Sale Recording Date: Mar 09, 2006
  • Previous Sale Contract Date: Mar 02, 2006
  • Previous Sale Amount: $290,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WINTRUST MORTGAGE
  • First Mortgage Transaction Date: Jun 03, 2009
  • First Mortgage Loan Amount: $191,468
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2039

    Previous Mortgages

  • Previous Mortgage Lender: CREDIT SUISSE FINANCIAL CORP
  • Previous Mortgage Transaction Date: Mar 09, 2006
  • Previous Mortgage Loan Amount: $231,920
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Apr 01, 2036

About St. Charles



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Frequently Asked Questions

What neighborhood is 1322 Madison Avenue located in?
The 1322 Madison Avenue is a located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 1322 Madison Avenue?
The average sales price for units in 1322 Madison Avenue is $0 currently.

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