This stunning WATERFRONT STARKEY RANCH HOME WITH HEATED SALTWATER POOL/SPA, 3-CAR TANDEM GARAGE, 4-BEDROOM, 4-BATHROOM, includes a LOFT and DOWNSTAIRS OFFICE and so much more! This home showcases luxury, functionality, privacy, and breathtaking SUNSET VIEWS overlooking WATER and CONSERVATION. Welcome to the highly sought-after Palazzo floor plan by M/I Homes, one of the community's most desirable and model-inspired floor plans, perfectly positioned in the award-winning community of Starkey Ranch. From the moment you enter, you are greeted by soaring two-story ceilings, an open wood staircase with beautiful banisters, and an abundance of natural light that highlights the expansive open-concept layout. The impressive living and dining room combination offers an exceptionally large space that can be used however you desire, creating endless flexibility for entertaining, gatherings, or additional living space. The downstairs living areas feature elegant wood-look tile flooring, custom trim work, crown molding throughout, wainscoting details, and designer finishes at every turn.The gourmet kitchen is truly the heart of the home, featuring stainless steel appliances, built-in ovens, natural gas cooking, reverse osmosis, an oversized exotic granite island with seating for four, a butler's pantry, and a spacious walk-in pantry. The large eat-in dining area off the kitchen flows seamlessly into the family room, creating the perfect space for everyday living and entertaining while still offering a warm and inviting atmosphere. The first-floor office offers the perfect work-from-home setup, while the convenient downstairs pool bath with shower provides easy access to the outdoor living space. This downstairs office could easily be converted to another bedroom and have access to the pool bath. Retreat to the luxurious primary suite showcasing a coffered ceiling with crown molding, spacious walk-in closets, and a spa-inspired bath complete with a soaking tub and frameless glass shower. Upstairs, the loft area offers the perfect additional TV room, playroom, or flex space. One of the many reasons the Palazzo floor plan is so highly sought after is the exceptionally spacious secondary bedrooms, offering comfort and flexibility for family and guests alike. One secondary bedroom features its own private en-suite bathroom, while the remaining two bedrooms share a well-appointed bath with dual sinks, providing both functionality and privacy. Step outside to your private resort-style backyard oasis featuring a heated saltwater pool and spa, tranquil lake views, and incredible sunsets that create the perfect setting for entertaining or relaxing in total privacy. Additional upgrades include hurricane shutters, solar panels, epoxy garage flooring, brick paver driveway and stone accents. Located in one of Tampa Bay's most desirable master-planned communities, Starkey Ranch offers resort-style amenities including community pools, playgrounds, dog parks, a K-8 magnet school, community center, gardens, kayaks on Cunningham Lake, over 20 miles of walking and biking trails, and year-round community events. This is Florida living at its finest.