See Home Value
Schenectady 12309
1316 Ruffner Road
$495,000
House - Off Market

1316 Ruffner Road

Niskayuna, NY 12309
bedrooms
5 Beds
bathrooms
3 Baths
$3,253
Estimated Monthly
$0
HOA / Fees
6.51%
Cap Rate

About This Property

Rosendale Estates custom Cape Cod home with over 4000 sq ft of finished living space.  Modern floor plan features first floor primary suite along with two additional bedrooms and full bath.  Formal living room with fireplace, modern kitchen that overlooks the huge open family room area with another fireplace, full wall of windows looks out to huge deck and back yard.  There is a breakfast area and loft which is perfect for kids, yoga workout area or home office.  Second floor has two large bedrooms and a full bath along with a flex area for the kids or home study area. Partially finished basement, storage area with laundry.  Updated furnace and CA.  Large lot with plenty of space for the kids to play. Don't miss this wonderful home on one of the most sought after streets in Niskayuna!
Unit Size
-
Days on Market
63 days
Land Size
0.48 acres
Price per sqft
-
Property Type
House
Property Taxes
$900
HOA Dues
-
Year Built
1960
Last updated: 3 months ago (Global MLS #202329024)

Price History

Date / Event Date Event Price
Feb 2, 2024 Sold $495,000
Sold
Dec 18, 2023 In contract -
In contract
Dec 14, 2023 Relisted $479,000
Relisted
Dec 5, 2023 In contract -
In contract
Dec 1, 2023 Listed by Coldwell Banker Prime Prop. $479,000
Listed by Coldwell Banker Prime Prop.
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Property Highlights

Parking Available
Garage
Air Conditioning
Fireplace

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Total Rooms: 10
  • Bedroom Count: 5
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 500
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 20,909
  • Lot Size Depth Feet: 1,804
  • Lot Size Frontage Feet: 1,300
  • Total Building Area: 3,206
  • Building Area: 3,206
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 3,206
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MAP #7 HAWTHORN HILL
  • Land Acres: 0.48
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : POLENBERG MICHAEL J
  • Current Owner 2: MORSE ELIZABETH J
  • Previous Owner : FALLONE MICHAEL
  • Previous Owner 2: FALLONE AMY
  • Owner Before Previous Owner: GLENDINNING JANE CAROL
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Niskayuna Central School District
  • School Tax School District: NISKAYUNA
  • Census Tract: 032101

Zoning

  • Zoning: R1

Geography

  • District: 422400
  • Section: 50.08
  • Parcel: 422400 50.8-1-81
  • Block: 1
  • Lot: 81.000
  • Municipality: NISKAYUNA
  • Latitude: 42.8078
  • Longitude: -73.8798

    Address

  • Full Address: 1316 Ruffner Rd
  • Address - House Number: 1316
  • Address - Street Name: Ruffner
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C011
  • 4-Digit Zip Code: 2506
  • Zip Code: 12309

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $14,699
  • Tax Rate Code Area: 422401

    Appraisal Valuation

  • Standard Deviation: 0.1022
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 90
  • Final Value: 508,193
  • High Value: 560,152
  • Low Value: 456,233

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $420,750
  • First Open Lien Mortgage Lender: FIRST NATIONAL BANK OF SCOTIA
  • First Open Lien Mortgage Recording Date: Feb 22, 2024
  • First Open Lien Mortgage Loan Amount: $420,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2054

    Market Valuation

  • Market Total Value: $417,700
  • Market Land Value: $59,364
  • Market Improvement Value: $358,336

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $330,000
  • Assessed Land Value: $46,900
  • Assessed Improvements Value: $283,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 02, 2024
  • Current Sale Recording Date: Feb 22, 2024
  • Current Sale Transaction ID: 11921340575
  • Current Sale Price: $495,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 11299
  • Previous Sale Recording Date: Sep 21, 2012
  • Previous Sale Contract Date: Sep 14, 2012
  • Previous Sale Amount: $296,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST NATIONAL BANK OF SCOTIA
  • First Mortgage Transaction Date: Feb 22, 2024
  • First Mortgage Loan Amount: $420,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2054

    Previous Mortgages

  • Previous Mortgage Lender: PIONEER SAVINGS BANK
  • Previous Mortgage Transaction Date: Sep 21, 2012
  • Previous Mortgage Loan Amount: $236,700
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2042



Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes
House
5 Beds
4 Baths
-
$465,000 Jul 5, 2023
$465,000 Aug 17, 2023
$989/mo
House
4 Beds
3 Baths
-
$425,000 Nov 28, 2023
$425,000 Nov 30, 2023
$1,165/mo
House
4 Beds
3 Baths
-
$380,000 Aug 28, 2023
$380,000 Sep 21, 2023
$920/mo
House
5 Beds
3 Baths
-
$424,900 Nov 29, 2023
-
$809/mo
House
4 Beds
3 Baths
-
$439,900 Nov 7, 2023
-
$716/mo
House
4 Beds
3 Baths
-
$398,800 Dec 31, 2023
-
$679/mo
Townhouse
3 Beds
2 Baths
-
$399,900 Jul 10, 2023
-
$1,042/mo

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Frequently Asked Questions

When was property at 1316 Ruffner Road built and last sold?
The property at 1316 Ruffner Road was built in 1960 and last sold on Feb 2, 2024 for $495,000.
How much is this home worth?
The estimated value of the home located at 1316 Ruffner Road is $483,790.
What are some comparable homes to 1316 Ruffner Road?
Homes that are comparable to 1316 Ruffner Road include a house property at 2520 Peters Lane, 1262 Ruffner Road, 2525 Hilltop Road.

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