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1296 Pepper Lane

1296 Pepper Lane, Banning, CA 92220
Property in Riverside
Sold Jul 26, 2017
$282,000
$276,892 by Provident Savings Bank Fsb
Mortgage Due Aug 01, 2047
Sold Apr 08, 2011
$156,500
$152,532 by Mountain West Financial Inc
Mortgage Due May 01, 2041
Local assessors in Banning, CA have categorized 1296 Pepper Lane as a residential type of property. The home was built in 2004 and is 20 years old. It was most recently renovated and altered in 2005. The property's lot size has been calculated to be 9,148 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1296 Pepper Lane has a total of 1,699 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 472 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of tile. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1296 Pepper Lane sold most recently in Jun 26, 2017 for a total of $282,000. If you work out the math, that's approximately a cost of $123.04 per sqft. Before that, the property was also sold for $156,500 in Mar 17, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,487 in taxes each year. The initial year of tax delinquency occurred in 2017. 1296 Pepper Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $308,404. If we break it down further, the land itself was valued at $38,276. Improvements to the property, however, were assessed at a total of $270,128. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2005
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Wood
  • Roof Cover Type: Tile
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 472
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,148
  • Total Building Area: 2,292
  • Gross Building Area: 2,292
  • Building Area: 1,699
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,699
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Water rights (misc.)
  • Legal Description 1: .21 ACRES M/L IN LOT 20 MB 343/007 TR 30222

Ownership

  • Current Owner : STREETER RYAN M
  • Previous Owner : MARTINEZ ROSA M
  • Previous Owner 2: MARTINEZ EFRAIN
  • Owner Before Previous Owner: FEDERAL HOME LOAN MORTGAGE CORPORATION
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Banning Unified School District
  • Census Tract: 044103

Zoning

  • Zoning: RA

Geography

  • Subdivision Tract Number: 30222
  • Parcel: 535-400-017
  • Lot: 20
  • Municipality: BANNING
  • Latitude: 33.937
  • Longitude: -116.92

    Address

  • Full Address: 1296 Pepper Ln
  • Address - House Number: 1296
  • Address - Street Name: Pepper
  • Address - Suffix Type: Ln
  • State: CA
  • City Name: Banning
  • Carrier Code: C020
  • 4-Digit Zip Code: 1451
  • Zip Code: 92220

Valuation

    Tax

  • Total Area: 1,699
  • Tax Year: 2023
  • Tax Amount: $4,487
  • Intital Tax Deliquent Year: 2017
  • Tax Rate Code Area: 001-013

    Appraisal Valuation

  • Standard Deviation: 0.1984
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 73
  • Final Value: 497,836
  • High Value: 596,641
  • Low Value: 399,031

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $276,892
  • First Open Lien Mortgage Lender: PROVIDENT SAVINGS BANK FSB
  • First Open Lien Mortgage Recording Date: Jul 26, 2017
  • First Open Lien Mortgage Loan Amount: $276,892
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2047

    Market Valuation

  • Market Total Value: $365,670

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $308,404
  • Assessed Land Value: $38,276
  • Assessed Improvements Value: $270,128

    Sales

  • Current Sale Contract Date: Jun 26, 2017
  • Current Sale Recording Date: Jul 26, 2017
  • Current Sale Transaction ID: 1731812370
  • Current Sale Price: $282,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2017-0306089
  • Previous Sale Recording Date: Apr 08, 2011
  • Previous Sale Contract Date: Mar 17, 2011
  • Previous Sale Amount: $156,500
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROVIDENT SAVINGS BANK FSB
  • First Mortgage Transaction Date: Jul 26, 2017
  • First Mortgage Loan Amount: $276,892
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: MOUNTAIN WEST FINANCIAL INC
  • Previous Mortgage Transaction Date: Apr 08, 2011
  • Previous Mortgage Loan Amount: $152,532
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2041

About Banning



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Frequently Asked Questions

What neighborhood is 1296 Pepper Lane located in?
The 1296 Pepper Lane is a located in the neighborhood of Riverside in Banning, Banning.
What is the average sales price for listings in 1296 Pepper Lane?
The average sales price for units in 1296 Pepper Lane is $0 currently.

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