**VA ASSUMABLE LOAN (5.62% interest rate) - for eligible Veterans only at this time** Welcome to 12390 Cherry Bluff Dr—where style, space, and smart upgrades come together in one stunning home. Built in 2020 and located in the desirable Cherry Lakes community on Jacksonville's Northside, this 3-bedroom, 2-bathroom home still feels brand new, but with thoughtful improvements that make everyday living even better. Step inside to an open-concept layout filled with natural light and clean modern finishes. The kitchen features brand-new granite countertops, a spacious island, walk-in pantry, upgraded light fixtures, and stainless steel appliances—all overlooking the dining area and living room. The living space has been enhanced with recessed lighting, creating the perfect ambiance for entertaining or relaxing. The owner's suite offers comfort and privacy, while the two additional bedrooms are tucked away in a split floor plan design. Outside, enjoy a newly added screened-in patio, an extended covered area for shaded gatherings, new gutters, and a large fully fenced backyard with a custom fire pitready for weekend cookouts or quiet evenings under the stars. With a 2-car garage, durable LVP flooring, and curb appeal to match, this home is 100% move-in ready. Convenient to River City Marketplace, I-295, and just minutes to the airport, shopping, and dining. Don't miss your chance to own this beautifully upgraded homeschedule your private tour today!