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Chesapeake Ranch Estates 20657
12361 SILVER ROCK CIRCLE
$470,000
● House - For Sale

12361 SILVER ROCK CIRCLE

LUSBY, MD 20657
bedrooms
3 Beds
bathrooms
2 Baths
square feet
1,820 Ft²
$2,673
Est. Monthly
$48
HOA / Fees

About This Property

Tucked away in the peaceful Chesapeake Ranch Estates, this charming waterfront home combines comfort with a relaxed coastal feel. Inside, the bright and open layout flows naturally from the cozy family room to the spacious kitchen and dining area. Sunlight pours in through large windows, giving every space a warm, welcoming glow.

This solid and well taken care of home offers three comfortable bedrooms, with the primary suite featuring its own fireplace and a private deck where you can unwind and take in the water views. Step outside to enjoy multiple tiered decks that overlook the water, with gentle steps leading right down to the shore. Surrounded by mature trees and tranquil scenery, the setting feels like your own private retreat. Bathrooms both have been tastefully updated.

Just minutes from community beaches, parks, and Lake Lariat, this home makes it easy to enjoy everyday life with a touch of vacation living.
Unit Size
1,820 Ft²
Days on Market
-
Land Size
0.39 acres
Price per sqft
$258
Property Type
House
Property Taxes
$316
HOA Dues
$48
Year Built
1994

Listed By

Sarah A. Reynolds
Keller Williams Chantilly Ventures, LLC
Kristen H Brooks
Keller Williams Chantilly Ventures, LLC

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Last updated: 5 months ago (Bright MLS #MDCA2026000)

Price History

Date / Event Date Event Price
Jul 23, 2026 Sold
Sold
Jun 23, 2026 In contract -
In contract
Jun 17, 2026 Listed by EXP Realty, LLC $469,900
Listed by EXP Realty, LLC
Welcome to your own private waterfront retreat! Nestled along the shores of a beautiful lake in Lusby, this stunning split-level home offers breathtaking open water views, private lake access, your own dock, and even a paddle boat—creating the perfect setting for fishing, kayaking, sunbathing, and making unforgettable memories. Outdoor enthusiasts will fall in love with the incredible amenities this property has to offer. Designed for entertaining and relaxation, the home features multi-level decking, a wood-burning pizza oven, a screened gazebo, a Sunsetter awning for shade, and an abundance of seating areas to enjoy the peaceful waterfront surroundings. Whether you're hosting summer gatherings or enjoying a quiet evening by the water, this property truly delivers the ultimate outdoor lifestyle. The beautifully crafted paver driveway provides parking for at least four vehicles and adds an elevated touch of curb appeal. A welcoming front porch overlooks the quiet street and offers the perfect spot to enjoy your morning coffee. Inside, you'll find a spacious and versatile floor plan featuring three bedrooms, with the potential for a fourth bedroom by converting the expansive lower level. The primary suite serves as a cozy retreat complete with a wood-burning fireplace, a beautifully renovated ensuite bath featuring a large walk-in shower, and a private balcony offering seasonal winter views of the lake. The main living area is filled with natural light thanks to a dramatic wall of windows. Vaulted ceilings enhance the open feel of the family room, while the spacious kitchen and dining area provide excellent functionality for everyday living and entertaining. The dining room also offers flexibility as a reading nook, home office, or playroom. Beyond its appeal as a primary residence, this property presents an exceptional opportunity for a lakefront Airbnb or vacation rental. With waterfront access, ample parking, and proximity to popular Southern Maryland attractions, it could generate passive income while serving as your own weekend getaway or second home. Opportunities like this are rare, as only a select few homes in the neighborhood enjoy waterfront access. Conveniently located with an easy commute to NAS Patuxent River, and just minutes from Solomons Island's restaurants, entertainment, museums, local events, and waterfront activities. Whether you're searching for a year-round residence, a vacation retreat, or an investment opportunity, this lakefront gem offers the perfect combination of comfort, recreation, and location. Don't miss your chance to own this beautiful waterfront paradise! Schedule your private showing today.
May 22, 2026 Price Decreased $470,000
↓ $5K (1.1%)
Price Decreased
May 9, 2026 Relisted $475,000
Relisted
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Property Highlights

Air Conditioning
With View
Fireplace
Interior Details
Full Bathrooms: 2
Interior Features: Ceiling Fan(s)
Appliances: Dryer, Washer, Dishwasher, Exhaust Fan, Microwave, Freezer, Refrigerator, Stove
Flooring Type: Carpet
Door Features: Storm
Has Fireplace
Fireplaces: 2
Basement: Full
Exterior Details
Square Footage: 1820
Square Footage Source: $0
Architectural Style: Split Level
Year Built Source: Estimated
Year Built: 1994
Waterfront Features: Private Dock Site
Waterbody Name: Lake Lariet
Levels: 2
Other Structures: Above Grade, Below Grade
Window Features: Screens
Construction Materials: Vinyl Siding
Patio and Porch Features: Deck(s)
Lot Size Area: 16950
Lot Size Units: Square Feet
Lot Size Acres: 0.39
Lot Size Square Feet: 16950
Tax Lot: 14
Water Source: Public
Financial Details
Tax Annual Amount: $3,797
Utilities Details
Cooling Type: Central Air
Heating Type: Heat Pump(s)
Sewer : Septic Exists
Location Details
HOA Fee: $48
HOA Fee Frequency: Monthly

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 0
  • Building Quality: 9
  • Construction Type: 11
  • Building Style: 41
  • Exterior Walls Type: 25
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 5
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 7
  • Pool Type: 0
  • Location Influence Type: 23

    Dimensions

  • Lot Size Square Feet: 15,115
  • Total Building Area: 1,820
  • Gross Building Area: 1,820
  • Building Area: 1,820
  • Building Area Measurement: T

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 8
  • Heated Square Feet: 1,820
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 5
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: CHESAPK RAN ES
  • Land Acres: 0000000347
  • Standard Land Use Code: 1001
  • County Land Use Code: R-C005
  • Legal Description 1: LT 14 SEC 8E CHES RANCH ESTS

Neighborhood

  • School District Name: Calvert County Public Schools
  • Census Tract: 861004

Zoning

  • Zoning: R

Geography

  • Assessors Map Reference: 45B
  • Account Number: 116487
  • District: 01
  • Section: 8E
  • Parcel: 01-116487
  • Lot: 14
  • Latitude: 38.3605
  • Longitude: -76.4206

    Address

  • Full Address: 12361 Silver Rock Cir
  • Address - House Number: 12361
  • Address - Street Name: Silver Rock
  • Address - Suffix Type: Cir
  • State: MD
  • City Name: Lusby
  • Carrier Code: H007
  • 4-Digit Zip Code: 3780
  • Zip Code: 20657

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $275,543

    Appraisal Valuation

  • Standard Deviation: 0.1843
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 75
  • Final Value: 370,309
  • High Value: 438,584
  • Low Value: 302,034

    Market Valuation

  • Market Total Value: $265,200
  • Market Land Value: $85,000
  • Market Improvement Value: $180,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $265,200
  • Assessed Land Value: $85,000
  • Assessed Improvements Value: $180,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 10, 2016
  • Current Sale Recording Date: May 27, 2016
  • Current Sale Price:
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: Dec 23, 1993
  • Previous Sale Amount: $133,240
  • Previous Sale Document Type: 27

    Previous Mortgages

  • Previous Mortgage Lender:
  • Previous Mortgage Transaction Date:
  • Previous Mortgage Loan Amount:
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Chesapeake Ranch Estates


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Frequently Asked Questions

When was property at 12361 Silver Rock Circle built and last sold?
The property at 12361 Silver Rock Circle was built in 1994 and last sold on May 10, 2016 for $215,000.
How much is this home worth?
The estimated value of the home located at 12361 Silver Rock Circle is $472,301.
What are some comparable homes to 12361 Silver Rock Circle?
There are currently no comparable homes to 12361 Silver Rock Circle.