Move-in-ready  3950 sqft with  3-bed, 2.5-bath  waterfront home on the public side of Lake Anna in the sought-after Oak Grove Estates community. The main level has a large kitchen with an adjacent breakfast nook, a separate dining room, a study, and a family room with 16' ceilings and a gas fireplace. Upstairs is a large master suite with private deck access and a large ensuite bathroom. Two additional bedrooms, a full bath, and a large loft complete the upstairs. The walk-out basement is fully finished and is perfect for a game room, exercise room, or additional family space. Outside, there are two decks and a large patio, which leads via a brick walkway to the covered boat slip/lift and sundeck.  Oak Groves is close to all the lakes' amenities, less than a mile to Food Lion, and close to all the wineries, restaurants, and other attractions. The adjacent vacant lot is also available for purchase and comes with an additional covered boat slip. Eligible borrowers can assume an existing VA loan for $314k with a 2.25% interest rate, saving thousands each year.