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120 Ridge Lane

120 Ridge Lane, Esperance, NY 12066
Property in Esperance
Sold Sep 08, 2017
$220,000
$213,750 by Quicken Loan Inc
Mortgage Due Jan 01, 2048
Sold Sep 02, 2015
$207,000
$203,250 by Atlantic Home Loans, Inc
Mortgage Due Jan 01, 2045
120 Ridge Lane in Esperance, NY was first built in 1997 and is 27 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 120 Ridge Lane has 1,568 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 148,104 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a detached garage. The garage is 288 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 120 Ridge Lane was last sold in Jul 28, 2017 for $220,000. According to our calculations, that's $140.31 per sqft. Prior to that sales transaction, the property was sold for $207,000 in Aug 28, 2015. Current property owners are expected to pay $7,550 in taxes per year. The property on 120 Ridge Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $210,000. To break that down further, the land itself was valued at $16,000. While improvements to the property were assessed at a total of $194,000. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 288
  • Parking Space Count: 1
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 148,104
  • Total Building Area: 1,568
  • Building Area: 1,568
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,568
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 3.4
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LOMANS PETER
  • Previous Owner : BIRDSALL JEFFREY
  • Owner Before Previous Owner: REDDIX NICOLE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schoharie Central School District
  • School Tax School District: SCHOHARIE
  • Census Tract: 740100

Zoning

  • Zoning: R1

Geography

  • Account Number: 455J100235
  • District: 433089
  • Section: 19.00
  • Parcel: 433089 19.-2-18
  • Block: 2
  • Lot: 18.000
  • Municipality: ESPERANCE (TOV)
  • Latitude: 42.787
  • Longitude: -74.26

    Address

  • Full Address: 120 Ridge Ln
  • Address - House Number: 120
  • Address - Street Name: Ridge
  • Address - Suffix Type: Ln
  • State: NY
  • City Name: Esperance
  • Carrier Code: R001
  • 4-Digit Zip Code: 3317
  • Zip Code: 12066

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,550
  • Tax Rate Code Area: 434201

    Appraisal Valuation

  • Standard Deviation: 0.2773
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 60
  • Final Value: 344,566
  • High Value: 440,146
  • Low Value: 248,986

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $271,750
  • First Open Lien Mortgage Lender: QUICKEN LOAN INC
  • First Open Lien Mortgage Recording Date: Nov 07, 2018
  • First Open Lien Mortgage Loan Amount: $213,750
  • First Open Lien Mortgage Term: 349
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2048
  • Second Open Lien Mortgage Lender: CITIZENS BANK
  • Second Open Lien Mortgage Recording Date: Jan 17, 2023
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $58,000
  • Second Open Lien Mortgage Term: 300
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2048

    Market Valuation

  • Market Total Value: $316,217
  • Market Land Value: $24,093
  • Market Improvement Value: $292,124

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $210,000
  • Assessed Land Value: $16,000
  • Assessed Improvements Value: $194,000

    Sales

  • Current Sale Contract Date: Jul 28, 2017
  • Current Sale Recording Date: Sep 08, 2017
  • Current Sale Transaction ID: 11341440021
  • Current Sale Price: $220,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Sep 02, 2015
  • Previous Sale Contract Date: Aug 28, 2015
  • Previous Sale Amount: $207,000
  • Previous Sale Document Type: Deed

    Previous Mortgages

  • Previous Mortgage Lender: ATLANTIC HOME LOANS, INC
  • Previous Mortgage Transaction Date: Sep 02, 2015
  • Previous Mortgage Loan Amount: $203,250
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2045

About Schoharie



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Frequently Asked Questions

What neighborhood is 120 Ridge Lane located in?
The 120 Ridge Lane is a located in the neighborhood of Esperance in Schoharie, Esperance.
What is the average sales price for listings in 120 Ridge Lane?
The average sales price for units in 120 Ridge Lane is $0 currently.

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