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120 Cherry Birch Lane

120 Cherry Birch Lane, Saluda, NC 28773
Property in Whites Lake
Sold Feb 19, 2019
$455,000
$130,000 by Branch Banking And Trust
Mortgage Due Jan 01, 2034
Sold Jun 14, 2016
$380,000
$329,900 by Movement Mortgage
Mortgage Due Jul 01, 2046
Local assessors in Saluda, NC have categorized 120 Cherry Birch Lane as a residential type of property. The home was built in 2004 and is 20 years old. It was most recently renovated and altered in 2015. The property's lot size has been calculated to be 47,045 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 120 Cherry Birch Lane has a total of 3,902 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 2,044 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 488 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a screened porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Feb 14, 2019 for $455,000. That's $116.61 per sqft. Prior to that sales transaction, the property was also sold in Jun 13, 2016 for $380,000. 120 Cherry Birch Lane was last assessed in 2023. The total value of the property was assessed at $637,600. Specifically, the land the property is located on was valued at $61,000. While improvements on the property were assessed at a total of $576,600. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,930. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2015
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 2,044
  • Garage Type: Garage
  • Garage Square Area: 488
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Screened porch

    Dimensions

  • Lot Size Square Feet: 47,045
  • Lot Size Frontage Feet: 0
  • Total Building Area: 3,902
  • Building Area: 3,902
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 3,902
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WHITES LAKE
  • Land Acres: 1.08
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WHITES LAKE LO18 PLSLD-3306A

Ownership

  • Current Owner : BAIR DENNIS ROBERT
  • Current Owner 2: BAIR JOYCE MARIE
  • Previous Owner : GRIDER RONALD
  • Owner Before Previous Owner: MANEEN SHAWN D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Henderson County Schools
  • Census Tract: 932000

Zoning

  • Zoning: 9965873~R3

Geography

  • Assessors Map Reference: MAP 9596
  • Account Number: 9965873
  • Parcel: 9596252386
  • Block: 25
  • Lot: 2386
  • Municipality: RAVEN ROCK SALUDA FIRE
  • Latitude: 35.2563
  • Longitude: -82.376

    Address

  • Full Address: 120 Cherry Birch Ln
  • Address - House Number: 120
  • Address - Street Name: Cherry Birch
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Saluda
  • Carrier Code: R001
  • 4-Digit Zip Code: 6757
  • Zip Code: 28773

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,930
  • Tax Rate Code Area: RAVEN ROCK

    Appraisal Valuation

  • Standard Deviation: 0.1758
  • Valuation Date: May 10, 2023
  • Confidence Score: 77
  • Final Value: 727,547
  • High Value: 855,520
  • Low Value: 599,574

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $180,000
  • First Open Lien Mortgage Lender: BRANCH BANKING AND TRUST
  • First Open Lien Mortgage Recording Date: Feb 19, 2019
  • First Open Lien Mortgage Loan Amount: $130,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2034
  • Second Open Lien Mortgage Lender: TRUIST BANK
  • Second Open Lien Mortgage Recording Date: Sep 09, 2022
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $637,600
  • Market Land Value: $61,000
  • Market Improvement Value: $576,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $637,600
  • Assessed Land Value: $61,000
  • Assessed Improvements Value: $576,600

    Sales

  • Current Sale Contract Date: Feb 14, 2019
  • Current Sale Recording Date: Feb 19, 2019
  • Current Sale Transaction ID: 11575674252
  • Current Sale Price: $455,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jun 14, 2016
  • Previous Sale Contract Date: Jun 13, 2016
  • Previous Sale Amount: $380,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BRANCH BANKING AND TRUST
  • First Mortgage Transaction Date: Feb 19, 2019
  • First Mortgage Loan Amount: $130,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2034

    Previous Mortgages

  • Previous Mortgage Lender: MOVEMENT MORTGAGE
  • Previous Mortgage Transaction Date: Jun 14, 2016
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $329,900
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2046

About Whites Lake



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Frequently Asked Questions

What neighborhood is 120 Cherry Birch Lane located in?
The 120 Cherry Birch Lane is a located in the neighborhood of Whites Lake in Whites Lake, Saluda.
What is the average sales price for listings in 120 Cherry Birch Lane?
The average sales price for units in 120 Cherry Birch Lane is $0 currently.

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